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Showing 3 life insurance agents in Catskill, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Grapeville Agency Associates LLC
16 Boulevard Ave, Catskill, NY 12414
(518) 943-3220
grapevilleagency.com
Valentine Insurance Agency, LLC
1152 NY-23 suite 2, Catskill, NY 12414
(518) 943-3489
myvalentineinsurance.com
The Frisbee Agency, Inc.
384B Main St, Catskill, NY 12414
(518) 943-3333
thefrisbeeagency.com
What Does a Life Insurance Agent in Catskill Cost?
The cost of life insurance in New York varies by age health coverage amount and policy type. A typical term life policy for a healthy 35 year old may cost between 20 and 50 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. New York law requires insurers to use standard mortality tables and file rates with the state. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Catskill need?
A life insurance agent in New York must hold a license from the New York State Department of Financial Services. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in New York?
The process usually takes a few days to several weeks. New York law allows a free look period of at least 10 days after you receive the policy to cancel for a full refund.
Are there specific New York laws for life insurance beneficiaries?
Yes. Under New York law a life insurance policy must name a beneficiary. If no beneficiary is named the death benefit goes to the insureds estate. New York also has a two year contestability period during which the insurer can deny a claim for misrepresentation.