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Looking for a life insurance agent in Congers? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Congers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 life insurance agents in Congers, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Debbie McGuinness - State Farm Insurance Agent
75 Lake Rd Ste C D, Congers, NY 10920
(845) 267-2900
debbiemcguinness.com
Coyle Insurance Agency, Inc.
1 Lake Rd, Congers, NY 10920
(845) 268-7000
coyleagency.com
A life insurance agent in Congers, New York can help you find a policy that fits your needs and budget. New York State has specific insurance regulations, including a free look period of 10 days for most policies. Working with a local agent ensures you understand these rules and get coverage that complies with state law.
What Does a Life Insurance Agent in Congers Cost?
Life insurance costs in Congers, New York vary by age, health, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a life insurance agent in Congers do?
A life insurance agent helps you compare policies from different companies. They explain coverage options like term, whole, and universal life. They also assist with the application process and answer questions about New York insurance laws.
Is a license required for life insurance agents in New York?
Yes, all life insurance agents in New York must hold a valid license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
What are the free look rules for life insurance in New York?
New York law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for any reason and get a full refund. This applies to most individual life insurance policies sold in the state.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.