Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 life insurance agents in Dunkirk, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Putnam Record Insurance Agency
77 E 4th St, Dunkirk, NY 14048
(716) 366-2744
putnamrecordinsurance.com
Lawley
3988 Vineyard Dr, Dunkirk, NY 14048
(716) 672-2193
lawleyinsurance.com
Hometown Insurance agency
200 Lake Shore Dr W, Dunkirk, NY 14048
(716) 366-5033
SecureChoice Insurance New York
3956 Vineyard Dr, Dunkirk, NY 14048
(315) 202-1545
What Does a Life Insurance Agent in Dunkirk Cost?
The cost of life insurance in New York varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Dunkirk might pay between 25 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often 100 to 300 dollars per month for the same coverage. New York also imposes a state premium tax of about 2 percent on life insurance policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid life insurance license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How long does the free look period last for life insurance in New York?
New York law gives policyholders a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund. The free look period starts when you receive the policy.
Can a life insurance agent in Dunkirk help with New York estate planning?
Yes, a life insurance agent can help you choose a policy that supports your estate planning goals. However, they cannot give legal advice. For complex estate plans, you should also consult a New York attorney who specializes in estate law.