The top-rated life insurance agent in Geneva, New York is Amy Kane - State Farm Insurance Agent, rated 4.8 stars across 82 reviews. Other highly rated options include Touhey Insurance, C S Burrall & Son Inc, World Insurance Associates LLC. This directory lists 10 life insurance agents serving Geneva.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Kane - State Farm Insurance Agent | 590 Pre Emption Rd | (315) 789-3111 |
| 2 | Touhey Insurance | 744 Pre Emption Rd | (315) 789-1510 |
| 3 | C S Burrall & Son Inc | 50 Linden St | (315) 789-7322 |
| 4 | World Insurance Associates LLC | 62 Reed St | (315) 789-0700 |
| 5 | Superb Insurance Agency | 700 Liberty Commons | (315) 203-1724 |
| 6 | Nationwide Insurance: Gleichauf Agency, LLC | 122 N Genesee St A103 | (315) 539-2107 |
| 7 | Met Life | 5 Seneca St | (315) 546-2250 |
| 8 | Nationwide Insurance: Donald J. Damick, Lutcf | 745 Pre Emption Rd | (315) 789-3753 |
| 9 | New York Life | 42 Castle St | (315) 719-0027 |
| 10 | Mass Mutual Financial Group | 1 Franklin St | (315) 789-7070 |
Amy Kane - State Farm Insurance Agent serves Geneva, New York, and Ontario County by helping clients with life insurance and other financial protection products. The agency assists individuals in assessing their coverage needs to secure their families’ futures. Working with licensed professionals, customers can explore term and whole life insurance policies designed to provide financial security. For those managing estate planning or seeking income replacement, the office provides personalized consultations to match appropriate policy options.
Touhey Insurance in Geneva, NY provides life insurance agent services to individuals and families seeking financial protection. They assist clients in selecting appropriate policies to cover final expenses and provide income replacement for dependents. Their maintenance plans include reviewing existing coverage to ensure it aligns with changing life circumstances and beneficiary updates. Consultations are available to explain policy terms and adjust coverage amounts as needed. The company services single-family homes, apartments, retail, and restaurants within the local area.
C S Burrall & Son Inc serves homeowners and businesses in Geneva, New York, providing life insurance policies that help families and companies secure financial protection for the future. These arrangements can cover final expenses, replace lost income, or ensure business continuity after an unexpected loss. The firm works with local clients to review coverage needs and adjust plans as circumstances change. Their service area also extends to the surrounding communities of Canandaigua and Seneca Falls.
World Insurance Associates LLC assists individuals and families in securing life insurance coverage that aligns with their financial goals and future planning needs. The agency specializes in offering tailored policy options to provide financial protection for beneficiaries. Its team works to ensure clients understand their choices in this essential area of risk management. Commercial sectors served include offices, warehouses, and food service establishments, where business continuity and key person coverage are often critical considerations.
Superb Insurance Agency serves clients in Geneva, New York, and the surrounding Finger Lakes communities, handling individual and family life insurance policies. The firm works with term and whole life products to help residents secure financial protection for their dependents. Each engagement begins with a thorough review of the client's current coverage and long-term needs. The agency then compares available carrier options to identify suitable plans, presenting clear cost and benefit comparisons during a single face-to-face consultation.
Located in Geneva, NY, Nationwide Insurance: Gleichauf Agency, LLC helps clients distinguish between one-time term policies that provide coverage for a specific period and permanent options that build cash value over a lifetime. Life insurance agents here design tailored protection to meet local income replacement, final expense, and debt coverage needs. Service runs on either a one-time basis for policy setup or as-needed for periodic reviews and adjustments to coverage.
As the leaves turn and Troy families begin planning for the year ahead, Met Life provides local life insurance agent services to help secure financial stability. They assist clients with options that cover end-of-life expenses and income replacement for loved ones. Meeting with an agent is a straightforward process that begins with a no-obligation review of individual coverage needs and household circumstances. The initial step involves a simple conversation and a complimentary personal policy assessment.
As a life insurance agent, Nationwide Insurance: Donald J. Damick, Lutcf offers specialty services in final expense planning and income protection strategies for individuals and families. The company also provides general service work helping clients review their existing coverage to ensure it meets current needs. In Geneva, NY, it assists residents in preparing for the financial impact of a breadwinner’s unexpected death. It particularly helps those entering retirement to address estate preservation concerns before winter holidays or major family gatherings require updated beneficiary documents.
New York Life serves Geneva, New York, and the surrounding Ontario County area as a life insurance agent. It focuses on helping individuals and families secure financial protection through personalized policies. The company assists clients in evaluating their coverage needs for long-term planning. Core services include term life and whole life insurance solutions. It also handles final expense policies and retirement income strategies through its local office.
Mass Mutual Financial Group provides life insurance services to individuals and families in the Geneva, New York area. The company offers ongoing policy support and reviews to help clients maintain coverage that fits their current financial situations. They assist with claims processing and beneficiary updates as needed. Its service plans focus on helping customers understand policy terms and adjust coverage over time. Mass Mutual Financial Group serves clients residing in single-family homes, apartments, retail establishments, and restaurants.
What Does a a Life Insurance Agent in Geneva Cost?
Life insurance premiums in New York vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Geneva might pay between 25 and 50 dollars per month for a 20-year term policy of 500,000 dollars. Whole life policies typically cost 5 to 10 times more than term for the same coverage. Costs also reflect New York insurance taxes and regulatory fees. This is general information, not insurance advice.
About life insurance agents in Geneva
Life insurance agents in Geneva, New York help residents and businesses secure financial protection. These agents guide clients through New York State insurance laws, including the requirement that agents hold a valid New York license. Geneva agents can explain how New York regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Geneva need?
Agents must hold a New York State life insurance license issued by the Department of Financial Services. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to renew the license.
How does New York law affect life insurance policies?
New York has strict regulations on policy terms, grace periods, and free look periods. For example, New York requires a 30-day free look period after purchase. The state also mandates that policies include incontestability clauses after two years.
What types of life insurance are available in Geneva?
Common options include term life, whole life, universal life, and variable life insurance. New York agents can also offer group life policies through employers. Each type has different premium structures and cash value features regulated by state law.
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