Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 life insurance agents in Guilderland, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910
jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643
agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001
2001cia.com
Allstate Personal Financial Representative: JACK FLAYTER
2301 Western Ave, Guilderland, NY 12084
(518) 506-9705
agents.allstate.com
What Does a Life Insurance Agent in Guilderland Cost?
In New York, life insurance costs vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Costs also depend on New York-specific regulations and underwriting guidelines. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Guilderland need?
In New York, a life insurance agent must hold a valid license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
What is the free look period for life insurance in New York?
New York law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund if you change your mind.
Can a Guilderland agent help with New York estate planning?
Yes, many life insurance agents in Guilderland can coordinate with estate planning attorneys. Life insurance proceeds in New York are generally not subject to state income tax, which can be a key part of your plan.