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Find Life Insurance Agents Near You in Niskayuna, NY
Browse life insurance agents serving Niskayuna, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Niskayuna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Niskayuna, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001
heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035
daveheslerinsurance.com
Daniel G. Alcorn - Licensed Health Insurance Agent
1179 Hedgewood Ln, Niskayuna, NY 12309
(518) 346-2115
dgalcorn.com
Life insurance agents in Niskayuna New York help residents find policies that protect their families. New York state requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can explain options such as term life and whole life policies that fit your budget.
What Does a Life Insurance Agent in Niskayuna Cost?
Life insurance costs in New York vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. New York state does not set fixed rates so premiums differ between insurers. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a license issued by the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam.
How do I verify a life insurance agent in Niskayuna?
You can verify a life insurance agents license on the New York State Department of Financial Services website. The site allows you to search by name or license number to confirm active status.
Are there New York specific rules for life insurance policies?
Yes New York has a free look period of at least 10 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind after purchase.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.