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Find Life Insurance Agents in Chesterland, OH

Compare life insurance agents in Chesterland. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Chesterland, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 life insurance agents in Chesterland, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Luczkowski Agency Insurance / TWFG Services
8045 Mayfield Rd, Chesterland, OH 44026
(440) 729-4042 luczkowskiagency.com
Lake Shore Insurance Agency
12626 Chillicothe Rd Unit 3, Chesterland, OH 44026
(440) 729-6300 lakeshoreinsurance.com
Hillcrest Insurance Group
8430 Mayfield Rd #150, Chesterland, OH 44026
(440) 745-8546 hillcrestig.com
Mayer Insurance Agency
12626 Chillicothe Rd Unit 3, Chesterland, OH 44026
(440) 729-6300 lakeshoreinsurance.com

Life insurance agents in Chesterland Ohio help residents find coverage that protects their families and meets Ohio state regulations. Ohio law requires life insurance policies to include a free look period of at least 10 days after purchase. Agents in Chesterland can guide you through term life whole life and universal life options tailored to your needs.

What Does a Life Insurance Agent in Chesterland Cost?

Typical costs for life insurance in Ohio vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors may range from 30 to 100 dollars per month. These are general estimates and actual costs depend on your specific situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance are available in Chesterland Ohio?
Agents in Chesterland offer term life whole life universal life and final expense insurance. Term life provides coverage for a set number of years while whole life builds cash value over time. Your agent can explain which type fits your budget and goals.
Do I need a medical exam for life insurance in Ohio?
Many life insurance policies in Ohio require a medical exam especially for larger coverage amounts. Some policies like guaranteed issue or simplified issue do not require an exam but may have higher premiums or lower limits. Your Chesterland agent can help you find a no exam option if needed.
How does Ohio law affect life insurance beneficiaries?
Ohio law allows you to name any person or entity as a beneficiary on your life insurance policy. If you do not name a beneficiary the death benefit goes to your estate which may go through probate. An agent can help you update your beneficiaries to avoid delays.