The top-rated life insurance agent in Ponca City, Oklahoma is Kim Edens: Allstate Insurance, rated 4.8 stars across 248 reviews. Other highly rated options include Skyler Conway - State Farm Insurance Agent, Farmers Insurance - Kenny Wheeler, Shelter Insurance - Thomas Henley. This directory lists 20 life insurance agents serving Ponca City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Edens: Allstate Insurance | 822 S 14th St | (580) 762-9665 |
| 2 | Skyler Conway - State Farm Insurance Agent | 505 N 14th St B | (580) 762-1254 |
| 3 | Farmers Insurance - Kenny Wheeler | 215 S 14th St | (580) 762-4461 |
| 4 | Shelter Insurance - Thomas Henley | 516 E Hartford Ave | (580) 767-1276 |
| 5 | Larry Weems - State Farm Insurance Agent | 713 N 14th St | (580) 762-1672 |
| 6 | World Insurance Associates LLC | 314 N 5th St | (580) 765-4441 |
| 7 | Storehouse Services | 205 W Hartford Ave # 120 | (580) 762-5581 |
| 8 | Farmers Insurance - Erin Ohara | 1722 N 4th St Ste D | (580) 767-1700 |
| 9 | Nga Wells - State Farm Insurance Agent | 1904 N Union St Ste 107 | (580) 765-7282 |
| 10 | Myers Agency Inc | 204 E Chestnut Ave | (580) 762-6363 |
Kim Edens: Allstate Insurance serves the Ponca City area and surrounding communities in Oklahoma, offering life insurance agent services. The agency helps clients evaluate their financial protection needs and select appropriate coverage options for their families. Life insurance policies can provide financial security for beneficiaries during unexpected events. The company also assists with policy adjustments and beneficiary updates as circumstances change. Services handled include term life insurance and whole life insurance policies for local residents.
Skyler Conway - State Farm Insurance Agent in Ponca City, OK, provides a full range of life insurance services, including term, whole, and universal life policies. The office assists clients with selecting appropriate coverage and reviews existing plans to help ensure they remain aligned with changing needs. Policy maintenance services include beneficiary updates, premium adjustments, and claim support. This location services single-family homes, apartments, retail establishments, and restaurants in the Ponca City area.
Farmers Insurance - Kenny Wheeler serves Ponca City and the surrounding communities in north-central Oklahoma, handling life insurance policies tailored to local families and individuals. It assists clients in selecting coverage that addresses long-term financial protection needs. The agent works directly with each customer to review personal circumstances and produce a benefits package that matches specific goals. Policies are typically structured after a simple assessment of household income, future obligations, and existing assets.
Shelter Insurance - Thomas Henley distinguishes between one-time policies for a single period of coverage and recurring term or whole life plans that require ongoing premium payments to maintain protection. Located in Ponca City, Oklahoma, this agency offers life insurance products that can provide financial support for beneficiaries after a policyholder’s death, helping with final expenses or income replacement. Service for new policies or policy reviews typically runs on a scheduled or as-needed basis, arranged directly with the agent by appointment.
Larry Weems - State Farm Insurance Agent in Ponca City, OK provides life insurance services, including term, whole, and universal life policies. The agency also works with clients on related financial protection products. It serves individuals and families in the surrounding area by evaluating needs and explaining policy details. As the seasons change, many local residents seek the agency’s help in updating coverage before the winter holiday period begins.
Homeowners and small business owners in Ponca City can bring their financial planning questions to World Insurance Associates LLC for life insurance guidance. The agency helps clients explore coverage options designed to provide family protection and income replacement. Routine services include explaining policy features and assisting with applications for term or whole life plans. The agency also serves clients in the nearby Blackwell community.
As the seasons change and families in Ponca City review their annual financial plans, Storehouse Services provides guidance on life insurance options tailored to local needs. The agency assists clients in understanding term and whole life policies, helping to address concerns about protecting loved ones and securing future obligations. consultations begin with a detailed review of the household’s current coverage and financial goals, followed by a straightforward assessment of available policy features.
Farmers Insurance - Erin Ohara supports residents in Ponca City, Oklahoma, with tailored life insurance policies designed to meet individual needs. Commercial coverage options are also available for local businesses operating in and around the surrounding area. Serving the community with straightforward guidance, the agency helps clients select suitable plans for their circumstances. Policyholders may expect thorough follow-up between regular scheduled visits to ensure coverage continues to match changing life situations.
Located in Ponca City, Oklahoma, Nga Wells - State Farm Insurance Agent focuses on helping local individuals secure life insurance policies for financial protection. The company also offers various supplementary coverage options to address unique personal needs. Clients can receive guidance selecting policies that align with their long-term planning goals. The agency assists businesses by providing commercial insurance solutions for various sectors, including offices, warehouses, and food service operations.
Myers Agency Inc in Ponca City, Oklahoma, is known for helping local residents secure life insurance coverage that fits their personal needs. The agency serves individuals and families throughout the area, guiding them through policy options such as term and whole life plans. By taking time to understand each client’s financial goals, it offers tailored recommendations for income protection and future security. For added coverage, the agency also provides final expense insurance to assist with end-of-life costs.
What Does a a Life Insurance Agent in Ponca City Cost?
Typical costs for life insurance in Oklahoma vary widely based on age health coverage amount and policy type. A healthy 35 year old in Ponca City might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Older applicants or those with health conditions may see higher premiums. Whole life policies generally cost more but build cash value over time. This is general information not insurance advice.
About life insurance agents in Ponca City
Life insurance agents in Ponca City Oklahoma help residents and businesses find coverage that fits their needs and budget. Oklahoma requires agents to hold a valid state license and follow insurance regulations set by the Oklahoma Insurance Department. Local agents can explain how Oklahoma state laws affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Oklahoma?
An agent must hold a valid Oklahoma life insurance producer license. This requires completing pre-licensing education and passing the state exam. The Oklahoma Insurance Department oversees all licensing and continuing education requirements.
How long does an Oklahoma life insurance policy contestability period last?
Oklahoma law allows a two year contestability period for life insurance policies. During this time the insurer can investigate and deny claims for material misrepresentations on the application. After two years the policy is generally incontestable.
Can a Ponca City agent help with both term and permanent life insurance?
Yes most licensed agents in Ponca City offer term life whole life and universal life policies. They can compare quotes from multiple carriers and explain the differences in premiums cash value and coverage duration. Local agents understand the needs of families in Kay County.