The top-rated life insurance agent in Butler, Pennsylvania is Baker Consulting Services, Inc., rated 5.0 stars across 235 reviews. Other highly rated options include John E Hollock Insurance Agency, Tim Reges Jr Insurance and Financial Services, Inc., Mark Reges Jr - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Butler.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baker Consulting Services, Inc. | 124 S Washington St | (724) 302-3164 |
| 2 | John E Hollock Insurance Agency | 506 N Main St | (724) 283-3897 |
| 3 | Tim Reges Jr Insurance and Financial Services, Inc. | 340 N McKean St | (724) 283-2260 |
| 4 | Mark Reges Jr - State Farm Insurance Agent | 184 New Castle Rd | (724) 687-7555 |
| 5 | AAdvantage Insurance Services | 1723 N Main St Ext | (724) 287-3743 |
| 6 | C. W. Howard Insurance | 405 W Jefferson St | (724) 283-8181 |
| 7 | Raisley Insurance | 1120 N Main St Ext | (724) 287-7757 |
| 8 | Farmers Insurance - John Aubrey | 10 Pittsburgh Rd | (724) 256-9955 |
| 9 | Health Benefit Options | 340 N Main St | (724) 705-0068 |
| 10 | Kotch Insurance Agency | 201 S Duffy Rd | (724) 285-1164 |
Baker Consulting Services, Inc. serves the Butler, Pennsylvania metro area. The company offers life insurance agent services for local residents and families. It helps clients navigate term life insurance policies for temporary coverage needs. Its agents also facilitate whole life insurance options with built-in cash value components. For individuals planning for future financial stability, Baker Consulting Services, Inc. addresses permanent life insurance strategies to protect beneficiaries and build long-term assets.
Homeowners, families, and local business owners in Butler, Pennsylvania, come to John E Hollock Insurance Agency for their life insurance agent services. The agency helps clients evaluate term life, whole life, and final expense policies suited to their personal needs and financial goals. It also works with renters and those planning estates to ensure proper beneficiary designations. The office provides guidance on policy riders and coverage amounts during annual reviews. Its service area includes neighboring communities such as Slippery Rock and the surrounding Butler County metro region.
Tim Reges Jr Insurance and Financial Services, Inc. provides life insurance products and a range of financial services tailored to clients in Butler, PA. The company offers policy reviews to help ensure coverage aligns with changing needs over time. It assists local residents and business owners with plans for income protection and estate liquidity. Services encompass single-family homes, apartments, retail properties, and restaurants needing business continuation strategies.
Mark Reges Jr - State Farm Insurance Agent serves Butler, Pennsylvania, and the surrounding communities in Butler County. The agency handles life insurance policies designed to help individuals and families protect their financial future after a loss. It also assists with related coverage considerations typical for local residents of this region. To address a typical client’s needs, the agent begins by reviewing the person’s current life situation and long-term goals before recommending a suitable policy option from the available plans.
AAdvantage Insurance Services in Butler, PA offers both one-time and recurring service options for life insurance needs, with coverage designed to help protect individuals and families from financial uncertainty. A local agency serving the Butler area, it assists clients in understanding and selecting appropriate policies. Service appointments can be arranged on a one-time, scheduled, or as-needed basis to accommodate different planning stages and life changes.
C. W. Howard Insurance provides life insurance planning services for residents and businesses in the Butler area. The agency specializes in term and permanent life policies, as well as related risk management options for individuals and families. Representatives help clients assess coverage needs and compare products from multiple carriers. The company also assists local commercial operations with their employee benefit packages and business continuation planning. Its agent can serve a range of commercial sectors, including local offices, warehouses, and food service establishments in the region.
As a life insurance agency, Raisley Insurance offers specialized coverage options designed to protect families financially in the event of a death. It also provides general service work by helping clients review policies, adjust beneficiaries, and plan for long-term financial security. Situated in Butler, PA, the agency assists residents in navigating their coverage needs. During the busy fall season, Raisley Insurance helps local homeowners review their life insurance policies alongside other annual financial documents to ensure continued protection.
As Butler residents begin to plan for the new year, securing reliable coverage for their families often becomes a priority. Farmers Insurance - John Aubrey assists local clients in navigating the choices for life insurance protection tailored to their household needs. They provide guidance on term and whole life policies to help ensure financial stability for loved ones. The process begins with a thorough personal consultation to review your current situation and determine the appropriate level of coverage.
Health Benefit Options serves residential clients in Butler, Pennsylvania with life insurance policies tailored to individual protection needs. They also offer commercial coverage options for local businesses requiring employee benefits or key person planning. Their service area includes Butler and the surrounding communities. After an initial policy selection and implementation, they provide ongoing follow-up support to adjust coverage as clients’ circumstances change, ensuring continued alignment with financial goals between regular scheduled visits.
Kotch Insurance Agency serves the Butler, Pennsylvania area as a life insurance agent, known for helping individuals and families secure financial protection. The agency offers a range of life insurance products designed to meet diverse needs, including term and whole life policies. Clients receive guidance on coverage options to support long-term financial planning and income replacement. The agency can also provide assistance with final expense insurance for covering end-of-life costs.
What Does a a Life Insurance Agent in Butler Cost?
Life insurance costs in Pennsylvania vary by age, health, and policy type. A term life policy for a healthy 35-year-old may cost between $20 and $50 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month. Costs also depend on the insurance company and your medical history. This is general information, not insurance advice.
About life insurance agents in Butler
Life insurance agents in Butler, Pennsylvania help residents choose policies that protect their families. Pennsylvania law requires agents to hold a valid state license and follow regulations set by the Pennsylvania Insurance Department. Local agents can explain how state laws affect policy benefits and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Butler need?
Agents must hold a Pennsylvania life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license is renewed every two years with continuing education.
How does Pennsylvania law affect life insurance payouts?
Pennsylvania has a two-year contestability period for life insurance policies. After two years, the insurer cannot deny a claim based on misstatements in the application. Beneficiaries receive payouts free from state income tax.
Can I name any beneficiary in Pennsylvania?
Yes, you can name any person or entity as a beneficiary. Pennsylvania law allows you to change your beneficiary at any time. If no beneficiary is named, the payout goes to your estate and may go through probate.
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