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Looking for a life insurance agent in Charlestown? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 life insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Paul Sheinkopf - Prudential Financial
18 E Overlook Terrace, Charlestown, RI 02813
(401) 213-6228
prudential.com
Life insurance agents in Charlestown, Rhode Island help residents secure financial protection for their families. Rhode Island law requires agents to hold a state license and follow regulations set by the Rhode Island Department of Business Regulation. Local agents can guide you through options like term life, whole life, and universal life policies tailored to your needs.
What Does a Life Insurance Agent in Charlestown Cost?
In Rhode Island, life insurance agent services are typically paid through commissions from the insurance company, not directly by you. Premiums for a healthy 35-year-old in Charlestown might range from $25 to $60 per month for a 20-year term policy of $250,000. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a life insurance agent in Charlestown do?
A life insurance agent helps you compare policies from different companies and choose coverage that fits your budget and goals. They explain policy terms, assist with applications, and help with claims. Agents in Rhode Island must be licensed and follow state insurance laws.
How do I choose a life insurance agent in Charlestown?
Look for an agent with a valid Rhode Island insurance license and experience with policies you need. Ask about their knowledge of local insurers and state regulations. You can verify an agents license through the Rhode Island Department of Business Regulation website.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.