Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 life insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
What Does a Life Insurance Agent in Chepachet Cost?
Life insurance agent costs in Rhode Island vary by policy type and coverage amount. Term life for a healthy 35-year-old may cost 20 to 40 dollars per month for 500,000 dollars in coverage. Whole life policies often have higher premiums, starting around 100 dollars per month for the same amount. Agent commissions are typically included in the policy premium, so there is no separate fee. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
Agents must pass a state exam and complete pre-licensing education. They then obtain a license from the Rhode Island Department of Business Regulation. This license must be renewed every two years with continuing education credits.
How do I verify a life insurance agent in Chepachet is licensed?
You can check an agents license status on the Rhode Island Department of Business Regulation website. The site allows you to search by name or license number. This confirms the agent is authorized to sell life insurance in the state.
What types of life insurance are common in Chepachet?
Common options include term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value. Universal life offers flexible premiums and death benefits.