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Directory of life insurance agents in Westerly, Rhode Island. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 life insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
Life insurance agents in Westerly Rhode Island help residents choose policies that protect their families and meet state requirements. Rhode Island law does not require life insurance but does mandate that agents hold a valid state license. Local agents can guide you through term life whole life and other options available in Washington County.
What Does a Life Insurance Agent in Westerly Cost?
Life insurance costs in Rhode Island depend on age health coverage amount and policy type. A healthy 35-year-old in Westerly might pay 25 to 40 dollars per month for a 20-year 500000 dollar term life policy. Older applicants or those with health conditions may pay 100 to 300 dollars per month or more. Rhode Island does not regulate premium rates so prices vary by insurer. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
Life insurance agents in Rhode Island must hold a valid insurance producer license from the Rhode Island Department of Business Regulation. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How long does it take to get life insurance in Westerly?
The timeline varies by policy type. Term life insurance can be issued in a few days if no medical exam is needed. Policies requiring a medical exam may take 4 to 8 weeks. Rhode Island law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
What is the Rhode Island life insurance grace period?
Rhode Island law requires a 31-day grace period for life insurance policies. If you miss a premium payment you have 31 days to pay without losing coverage. During this time the policy remains in force and claims are still paid minus the overdue premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.