Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 life insurance agents in Rapid City, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gregg Fullerton - State Farm Insurance Agent
2001 Hope Ct Ste 2, Rapid City, SD 57701
(605) 791-4460
askgregg.com
Scott Carlson - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 342-0188
carlsonins.com
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825
southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434
agents.farmers.com
Matt McCormick - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 348-0464
mccormickagency.net
Dave Raml - State Farm Insurance Agent
2130 Jackson Blvd, Rapid City, SD 57702
(605) 342-1827
daveraml.com
Jeff Johnson - State Farm Insurance Agent
1620 Mt Rushmore Rd Ste 200, Rapid City, SD 57701
(605) 791-3333
jeffjohnsonsf.com
Dakota NOMAD Health - Medicare Specialist
3024 Tower Rd, Rapid City, SD 57701
(605) 519-5050
dakotanomadhealth.com
Davis & Associates, LLC American Family Insurance
900 Jackson Blvd, Rapid City, SD 57702
(605) 343-5956
amfam.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200
herrmannagencies.com
HealthWise Medicare Insurance
550 N 5th St, Rapid City, SD 57701
(605) 721-9328
healthwiserapidcity.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111
dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555
blackhillsagency.com
Gene Hufford Agency, Inc. American Family Insurance
2127 Jackson Blvd, Rapid City, SD 57702
(605) 342-7757
amfam.com
Assurant
440 Mt Rushmore Rd, Rapid City, SD 57701
(800) 533-2220
assurant.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750
security1stbank.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865
acrisure.com
Farm Bureau Financial Services: Tom Berger
550 N 5th St Suite 207, Rapid City, SD 57701
(605) 348-3470
fbfs.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130
wdiins.com
What Does a Life Insurance Agent in Rapid City Cost?
Life insurance costs in South Dakota vary by age, health, and policy type. A healthy 35-year-old in Rapid City might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies for the same person can range from 100 to 300 dollars per month. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents in Rapid City need?
Agents must hold a valid South Dakota life insurance producer license. This requires completing pre-licensing education and passing the state exam. The South Dakota Division of Insurance oversees all licensing and renewals.
How long does it take to get a life insurance policy in Rapid City?
Most policies take 2 to 6 weeks from application to approval. This includes underwriting and medical review. Some term policies with no exam can be issued in under 2 weeks.
Does South Dakota have a grace period for life insurance premiums?
Yes, South Dakota law provides a 31-day grace period for life insurance premium payments. If you miss a payment, the policy stays active during this time. After 31 days, the policy may lapse or reduce in value.