The top-rated life insurance agent in Rapid City, South Dakota is Gregg Fullerton - State Farm Insurance Agent, rated 4.9 stars across 217 reviews. Other highly rated options include Scott Carlson - State Farm Insurance Agent, South Dakota Senior Insurance Agency, Farmers Insurance - Dave Schmidt. This directory lists 30 life insurance agents serving Rapid City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gregg Fullerton - State Farm Insurance Agent | 2001 Hope Ct Ste 2 | (605) 791-4460 |
| 2 | Scott Carlson - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 342-0188 |
| 3 | South Dakota Senior Insurance Agency | 2218 Jackson Blvd #3 | (605) 939-4825 |
| 4 | Farmers Insurance - Dave Schmidt | 2834 Jackson Blvd Ste 101 | (605) 342-5434 |
| 5 | Matt McCormick - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 348-0464 |
| 6 | Dave Raml - State Farm Insurance Agent | 2130 Jackson Blvd | (605) 342-1827 |
| 7 | Jeff Johnson - State Farm Insurance Agent | 1620 Mt Rushmore Rd Ste 200 | (605) 791-3333 |
| 8 | Dakota NOMAD Health - Medicare Specialist | 3024 Tower Rd | (605) 519-5050 |
| 9 | Davis & Associates, LLC American Family Insurance | 900 Jackson Blvd | (605) 343-5956 |
| 10 | HealthWise Medicare Insurance | 550 N 5th St | (605) 721-9328 |
Gregg Fullerton - State Farm Insurance Agent serves the Rapid City, South Dakota metro area, offering life insurance coverage to local residents and families. The agency provides personalized policy consultations to help clients understand their protection needs. Services include term life and whole life insurance options designed to fit different financial goals. The office also assists with policy reviews and beneficiary updates for existing planholders. Final expense and mortgage protection life insurance are two specific services the agency handles in this region.
Scott Carlson - State Farm Insurance Agent in Rapid City, SD provides a full range of life insurance options to help protect families and individuals. The agency offers term life policies for temporary coverage needs as well as permanent life insurance that builds cash value over time. Services include helping clients assess their financial goals and setting up personalized policy plans. This agent services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and retirees in Rapid City looking to protect their families and estates can turn to South Dakota Senior Insurance Agency for guidance on life insurance policies. The agency assists clients in evaluating term and whole life options that align with long-term financial security goals. Its services include explaining policy features and helping determine appropriate coverage amounts. Rapid City residents in the broader Black Hills area, including nearby communities like Box Elder, also have access to these insurance services.
Farmers Insurance - Dave Schmidt provides life insurance services to Rapid City, South Dakota, and its surrounding communities. The company handles individual term and whole life policies designed to offer financial protection for families. It focuses on assessing each client’s personal coverage needs through an initial consultation. The typical job involves explaining policy options, comparing benefit structures, and helping clients complete the necessary application paperwork with a clear, step-by-step approach.
Matt McCormick of State Farm Insurance Agent in Rapid City offers clients living benefits through cash value accumulation policy options alongside simpler term solutions for temporary protection needs. These services address final expenses and income replacement or future financial growth objectives in differing ways. As a life insurance agent, the office assists families in aligning coverage with personal goals rather than converting to entirely new contracts each year. Coverage planning and policy management support throughout Rapid City runs on an as-needed basis for established clients.
As a life insurance agent in Rapid City, SD, Dave Raml - State Farm Insurance Agent offers term life and whole life policies to help secure financial futures. General services include auto, home, renters, and business insurance options. Many clients seek coverage to manage potential mortgage obligations or provide income replacement. As the Black Hills region changes with each season, the agency frequently assists local families in reviewing their policies before summer road trips or winter holiday travel to ensure adequate protection.
As the weather in Rapid City shifts, families often reconsider their financial safeguards for the coming year. Jeff Johnson’s State Farm Insurance Agency responds by focusing on straightforward life insurance options for local residents. The agent provides in-person meetings to discuss term and whole life policies that can help protect households from unexpected hardship. Guidance is given on how a policy can support a spouse or children during difficult times. An initial assessment of one’s current coverage or financial goals is offered during a free consultation at the office.
Dakota NOMAD Health - Medicare Specialist in Rapid City, SD, assists clients with selecting life insurance policies that provide financial protection. As a life insurance agent, the company focuses on guiding individuals through available coverage options. The firm serves residents needing support for final expenses and income replacement. It provides services to commercial sectors such as local offices, warehouses, and food service establishments seeking group benefits for their employees.
Davis & Associates, LLC American Family Insurance provides life insurance services to residents of Rapid City, SD. The agency also offers commercial coverage options for local business owners across the surrounding area. Life insurance agents guide clients in selecting policies to protect families and secure financial legacies. Regular policy reviews help ensure coverage keeps pace with changing needs. Clients can reach out between scheduled check-ins for adjustments or questions on existing plans.
What Does a a Life Insurance Agent in Rapid City Cost?
Life insurance costs in South Dakota vary by age, health, and policy type. A healthy 35-year-old in Rapid City might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies for the same person can range from 100 to 300 dollars per month. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Rapid City
Life insurance agents in Rapid City, South Dakota help residents choose policies that protect their families and meet state requirements. South Dakota law requires agents to hold a valid license issued by the Division of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What licenses do life insurance agents in Rapid City need?
Agents must hold a valid South Dakota life insurance producer license. This requires completing pre-licensing education and passing the state exam. The South Dakota Division of Insurance oversees all licensing and renewals.
How long does it take to get a life insurance policy in Rapid City?
Most policies take 2 to 6 weeks from application to approval. This includes underwriting and medical review. Some term policies with no exam can be issued in under 2 weeks.
Does South Dakota have a grace period for life insurance premiums?
Yes, South Dakota law provides a 31-day grace period for life insurance premium payments. If you miss a payment, the policy stays active during this time. After 31 days, the policy may lapse or reduce in value.