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Looking for a life insurance agent in Oak Ridge? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 18 life insurance agents in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Hale-Smith - State Farm Insurance Agent
40 New York Ave #110, Oak Ridge, TN 37830
(865) 483-7784
agenthalesmith.com
Bradley Roberts: Allstate Insurance
106 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-9596
agents.allstate.com
Mike Massaglia - State Farm Insurance Agent
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 425-7750
secretcityagent.com
Josh Hemphill - State Farm Insurance Agent
574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 512-7542
jhemphillpowell.com
Laura Lynn Green - State Farm Insurance Agent
136 Marquette Rd, Oak Ridge, TN 37830
(865) 483-5666
myoakridgeagent.com
Farm Bureau Insurance
1574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 482-5666
fbitn.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300
miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513
grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069
thompsoninsured.com
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387
csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483
herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Complete Cover Insurance Group
207 S Purdue Ave, Oak Ridge, TN 37830
(615) 488-1250
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Shelter Insurance - Nathan Mizer
107A W Tennessee Ave, Oak Ridge, TN 37830
(865) 483-0670
shelterinsurance.com
Carriage Hill Insurance
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 483-3200
carriagehillinsurance.com
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476
howardhildrethins.com
1st Auto Insurance Group, LLC
136 S Illinois Ave #102, Oak Ridge, TN 37830
(865) 425-8385
1stautoinsgroup.com
Life insurance agents in Oak Ridge Tennessee help residents choose policies that protect their families and meet financial goals. Tennessee law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Tennessee insurance regulations affect policy benefits and premium payments.
What Does a Life Insurance Agent in Oak Ridge Cost?
Term life insurance rates in Tennessee typically range from 25 to 60 dollars per month for a healthy 35 year old seeking a 500,000 dollar 20 year policy. Whole life insurance premiums are higher often starting at 100 to 300 dollars per month for the same coverage amount. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Oak Ridge need?
Tennessee requires life insurance agents to hold a valid resident license issued by the Tennessee Department of Commerce and Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the TDCI website.
How long do I have to change my mind after buying a life policy in Tennessee?
Tennessee law gives you a free look period of at least 10 days from the date you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.
Does Tennessee have a state inheritance tax that affects life insurance payouts?
Tennessee does not have a state inheritance tax or estate tax as of 2024. Life insurance death benefits are generally not subject to Tennessee state income tax. However federal estate tax may apply for very large estates.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.