The top-rated life insurance agent in DeSoto, Texas is Jarvis Hill - State Farm Insurance Agent, rated 4.9 stars across 241 reviews. Other highly rated options include ALPA Insurance, Bert Maxwell: Allstate Insurance, Knott Insurance Group. This directory lists 25 life insurance agents serving DeSoto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarvis Hill - State Farm Insurance Agent | 204 W Pleasant Run Rd | (972) 228-8877 |
| 2 | ALPA Insurance | 900 N Hampton Rd | (469) 297-9003 |
| 3 | Bert Maxwell: Allstate Insurance | 1510 N Hampton Rd Ste 280 | (972) 224-9181 |
| 4 | Knott Insurance Group | 1319 S Interstate 35 E | (972) 217-2004 |
| 5 | Krystal Brown - State Farm Insurance Agent | 1231 E Pleasant Run Rd Ste 102 | (972) 274-2273 |
| 6 | Ernie Williams Insurance Agency | 917 N Hampton Rd Suite 205 | (972) 200-7089 |
| 7 | AFIG, LLC Insurance Services | 1801 N Hampton Rd Ste. 383 | (469) 461-3381 |
| 8 | Ai United Insurance | 719 N Hampton Rd suite 609 | (469) 225-3999 |
| 9 | Alison Fourtner - State Farm Insurance Agent | 1636 N Hampton Rd Ste 101 | (972) 227-2408 |
| 10 | America's Favorite Insurance & Tax | 921 W Belt Line Rd #150 | (972) 662-8221 |
Jarvis Hill - State Farm Insurance Agent serves the DeSoto, Texas, area and provides life insurance agent services. As a local representative, this agency assists residents in selecting policies that offer financial protection for their families. An agent can evaluate individual coverage needs based on current income and future goals. Life insurance plans help ensure beneficiaries receive support after the policyholder passes away. Common financial products handled here include term life insurance and whole life insurance policies that build cash value over time.
ALPA Insurance serves homeowners and individuals in DeSoto, Texas, who seek life insurance policies that provide financial protection for their families. The agency works with clients to identify appropriate coverage amounts for final expenses and income replacement. These services help ensure that dependents receive support in the event of an insured person’s death. Standard policy reviews and consultations are available during regular business hours. The company also covers the neighboring community of Cedar Hill within the Dallas-Fort Worth metro area.
Bert Maxwell: Allstate Insurance offers life insurance policies designed to help individuals protect their family’s financial future. The agency works with clients to establish coverage that can address final expenses, income replacement, and debt obligations. Its service approach includes reviewing existing policies for benefit adequacy and discussing policy maintenance, such as beneficiary updates and premium adjustments. Located in DeSoto, TX, the agency services clients living in single-family homes, apartments, retail spaces, and restaurants, providing guidance tailored to both personal and business-related insurance needs.
Knott Insurance Group in DeSoto, TX, distinguishes between term life policies with a fixed coverage period and whole life plans offering permanent protection that builds cash value over time. They assist clients in selecting coverage amounts that support beneficiaries and long-term financial goals through local consultation. Clients may schedule appointments as needed to review policies, adjust coverage, or address claims, with service available on a one-time or recurring scheduled basis.
Krystal Brown, operating as a State Farm Insurance Agent, serves DeSoto, Texas and the surrounding communities within Dallas County. This agency handles life insurance policies designed to help provide financial protection for families and individuals in the area. Policy options often include term life and whole life coverage tailored to various needs. The agent generally works by first understanding each client’s personal financial situation and long-term goals, then comparing available coverage types specifically for that household or business situation.
Ernie Williams Insurance Agency specializes in life insurance policies tailored to protect families and individual financial futures. Located in DeSoto, TX, the agency also provides a full range of related coverage options to help clients manage risk and plan for long-term security. Policies are designed to offer financial support and liquidity during difficult times. The agency is particularly helpful when addressing concerns about estate planning, ensuring assets transfer smoothly, or navigating the need for coverage following a major life change such as a new marriage or home purchase.
As families in DeSoto plan for the new school year, they often review their financial protections. AFIG, LLC Insurance Services provides life insurance agent services to help local residents secure their dependents' future. Agents assist clients in comparing term and permanent policies that could cover major expenses like mortgages or college tuition. They also help navigate the application paperwork to ensure accurate coverage amounts. An initial assessment step involves a complimentary fact-finding consultation to review existing policies and personal needs.
Ai United Insurance helps residents of DeSoto, Texas, find life insurance policies that match their financial and family needs. As a local agency, it specializes in term and whole life coverage options. The company assists clients with policy comparisons and the application process. Its representatives work with individuals and businesses in the area, including offices, warehouses, and food service establishments.
Alison Fourtner - State Farm Insurance Agent provides residential life insurance services to individuals and families in DeSoto, Texas. The agency also offers commercial life insurance coverage for local business owners in the surrounding area. Alison Fourtner works to tailor policies that help protect clients against financial uncertainty and future needs. After the initial policy setup, the office routinely contacts customers to review coverage adjustments and assist with any changes before scheduling the next regular visit.
What Does a a Life Insurance Agent in DeSoto Cost?
Life insurance costs in Texas vary based on age health coverage amount and policy type. A healthy 40 year old might pay between 30 and 60 dollars per month for a 20 year term policy with 250k in coverage. Whole life policies typically cost more often starting around 100 dollars per month. Costs are also influenced by your zip code and local mortality tables. This is general information and not insurance advice.
About life insurance agents in DeSoto
Life insurance agents in DeSoto Texas help residents find coverage that fits their budget and family needs. Texas law requires all life insurance agents to hold a valid state license issued by the Texas Department of Insurance. Working with a local agent can simplify the process of comparing term life whole life and other policy types available in the Dallas-Fort Worth area.
Frequently Asked Questions
What license do life insurance agents in Texas need?
Agents must hold a Texas life insurance license from the Texas Department of Insurance. They complete pre-licensing education and pass a state exam. You can verify an agents license on the TDI website.
How do I choose a life insurance agent in DeSoto?
Look for an agent with experience in policies that match your needs such as term or whole life. Ask about their familiarity with Texas insurance regulations. Check online reviews and ask for referrals from local residents.
Can a life insurance agent help with Texas specific laws?
Yes agents can explain Texas rules such as the free look period which gives you 10 days to cancel a policy for a full refund. They also know about Texas community property laws that may affect policy ownership and beneficiaries.