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Browse life insurance agents serving Harker Heights, Texas. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 life insurance agents in Harker Heights, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leah McGee - State Farm Insurance Agent
302 Millers Crossing Ste 6, Harker Heights, TX 76548
(254) 634-9600
mcgeeforme.com
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000
agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044
agentbrycewelborn.com
Nan Hawthorne - State Farm Insurance Agent
100 W Central Texas Expy Ste 209, Harker Heights, TX 76548
(254) 699-6800
statefarm.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000
millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111
txfb-ins.com
Union Insurance Agency, Inc
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 953-8151
Kenneth Moger Jr: Primerica - Financial Services
775 Indian Trail #100k, Harker Heights, TX 76548
(254) 698-0071
reps.primerica.com
Life insurance agents in Harker Heights, Texas help residents and families choose policies that provide financial protection. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents understand the needs of Central Texas communities and can guide you through options like term life, whole life, and universal life insurance.
What Does a Life Insurance Agent in Harker Heights Cost?
Typical costs for life insurance in Texas vary by age, health, and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates are regulated by the Texas Department of Insurance but differ between companies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Harker Heights need?
A life insurance agent in Texas must hold a valid life insurance license issued by the Texas Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to keep their license active.
How long does it take to get a life insurance policy in Harker Heights?
The timeline depends on the policy type and your health. Term life policies with no medical exam can be issued in a few days. Policies requiring a medical exam may take 4 to 8 weeks. Texas law allows a free look period of 10 to 30 days after you receive the policy.
Can a life insurance agent in Harker Heights help with Texas community property laws?
Yes. Texas is a community property state, which means life insurance purchased with marital funds is generally owned equally by both spouses. An agent can explain how this affects beneficiary designations and policy ownership. You should also consult a legal professional for estate planning advice.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.