The top-rated life insurance agent in Horizon City, Texas is Farmers Insurance - Elizabeth Correa, rated 5.0 stars across 231 reviews. Other highly rated options include Arleen Beard - State Farm Insurance Agent, Oscar Arrieta: Allstate Insurance, Eric Prieto - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Horizon City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Elizabeth Correa | 14200 Ashford St Ste A1 | (915) 500-5140 |
| 2 | Arleen Beard - State Farm Insurance Agent | 13855 Horizon Blvd Ste J | (915) 852-3357 |
| 3 | Oscar Arrieta: Allstate Insurance | 14010 Horizon Blvd Ste N | (915) 852-7070 |
| 4 | Eric Prieto - State Farm Insurance Agent | 140 N Kenazo Ave UNIT E | (915) 219-4874 |
| 5 | Sofia Machuca: Allstate Insurance | 494 N Kenazo Ave Ste H | (915) 516-6379 |
| 6 | Farmers Insurance - Claudia Ramirez Agency | 13034 Eastlake Blvd J | (915) 201-0191 |
| 7 | Farmers Insurance - Irvin Rede | 13005 Emerald Pass Ave Ste H | (915) 229-2959 |
| 8 | Fred Loya Insurance | 125 N Kenazo Ave Spc M | (915) 852-8008 |
| 9 | EC Premium Insurance Agency | 13649 Eastlake Blvd Suite E5 | (915) 494-1366 |
| 10 | Farmers Insurance - Irma Gutierrez | 19021 Darrington Rd Ste G703 | (915) 852-3933 |
Farmers Insurance - Elizabeth Correa serves the Horizon City, Texas area and surrounding El Paso County as a life insurance agent. The agency helps clients navigate life insurance options to provide financial protection for their families. Services include term life and whole life policies, designed to cover needs such as income replacement and end-of-life expenses. The agency works with individuals to tailor coverage based on personal circumstances. It handles policy review and initial consultation for new clients seeking coverage in the region.
Arleen Beard - State Farm Insurance Agent in Horizon City, TX, offers a range of life insurance services tailored to local residents. The agency provides policies designed to protect families financially, with options for term and whole life coverage to suit different long-term needs. Its service approach includes regular policy reviews to help clients adjust their plans as circumstances change. The office serves individuals and families, covering single-family homes and rented apartments.
Oscar Arrieta: Allstate Insurance in Horizon City, TX, assists local homeowners, renters, and small business owners in protecting their assets and planning for the future. The agency provides life insurance policies that help ensure financial security for families and businesses in the area. This includes offering various life coverages tailored to individual needs and budgets. In addition to serving Horizon City, the agency also covers residents and businesses in the neighboring communities of Socorro and the surrounding areas of El Paso County.
Unlike one-time service firms that offer a singular policy, a recurring service provider can adjust coverage as circumstances change. Eric Prieto - State Farm Insurance Agent in Horizon City, TX assists local residents with life insurance, which helps protect a family’s financial future after a loss. A local agent can discuss options such as term or whole life policies to match different budgets and needs. Service is available on a scheduled or as-needed basis, allowing clients to review their plan during periodic check-ins.
Sofia Machuca: Allstate Insurance serves Horizon City, Texas, and the surrounding communities of El Paso County. The agency handles a range of life insurance policies designed to provide financial protection for families and individuals. Each policy is tailored to help cover funeral expenses, outstanding debts, and income replacement for beneficiaries. The agency takes a consultative approach, sitting down with each client to review specific coverage needs and budget constraints before recommending a suitable plan.
Farmers Insurance - Claudia Ramirez Agency specializes in life insurance policies tailored for income replacement and debt protection in Horizon City, Texas. The agency also provides general insurance services, assisting families in safeguarding their financial future through comprehensive coverage options. It guides clients in selecting term or whole life plans to meet specific long-term goals. When local residents face the pressures of estate planning or covering final expenses, this agency helps them secure affordable solutions that ease financial burdens during difficult times.
As the seasonal changes in Horizon City bring new family priorities to the forefront, Farmers Insurance - Irvin Rede provides local life insurance agent services to address these evolving coverage needs. The agency works directly with clients to discuss term or whole life policies that can offer financial protection for loved ones. Each consultation focuses on the individual’s specific goals and concerns about the future. To begin this process, the company schedules a no-obligation initial assessment of the client’s current life insurance situation and desired outcomes.
Fred Loya Insurance in Horizon City, Texas offers both individual term policies and permanent life insurance that builds cash value over time, giving clients a choice between temporary and lifelong coverage. This agency serves local families and individuals seeking financial protection for unexpected events or final expenses. Their services generally run on a scheduled basis, from policy application through ongoing premium payments and potential beneficiary claims.
EC Premium Insurance Agency works within the local area to provide essential financial protection through life insurance policies. The company specializes in tailoring coverage options to meet the unique needs of individual clients and their families. This agency serves residents throughout Horizon City, TX, offering guidance on various policy structures to ensure appropriate beneficiary benefits. Its commercial services extend to a range of business environments, including professional offices, large storage warehouses, and full-service food establishments requiring key person or buy-sell coverage.
Farmers Insurance - Irma Gutierrez provides residential life insurance coverage to clients in Horizon City, TX. The agency also offers commercial policies for local businesses and extends its services throughout the surrounding area. Each policy is tailored to meet individual needs, with an emphasis on clear explanations of coverage options. After an initial meeting, the agent follows up to answer additional questions and arrange regular visits for policy reviews or updates, ensuring continued alignment with changing circumstances.
What Does a a Life Insurance Agent in Horizon City Cost?
A typical term life policy for a healthy 35 year old in Texas costs between 20 and 50 dollars per month for 250,000 dollars of coverage. Whole life policies often cost 100 to 300 dollars per month for the same amount. Costs vary based on age health and policy type. This is general information not insurance advice.
About life insurance agents in Horizon City
Life insurance agents in Horizon City Texas help residents find coverage that fits their needs and budget. Texas law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Texas community property laws affect policy ownership and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Horizon City need?
Agents must hold a valid Texas life insurance license from the Texas Department of Insurance. They must complete continuing education every two years to keep their license active.
How long does it take to get a life insurance policy in Horizon City?
Most term life policies take 2 to 6 weeks for approval. Simplified issue policies can be approved in a few days. The timeline depends on your health history and the insurer's underwriting process.
Can I change my beneficiary on a Texas life insurance policy?
Yes you can change your beneficiary at any time by submitting a change form to the insurance company. Under Texas law a spouse may have community property rights to policy proceeds unless they sign a waiver.