Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 4 life insurance agents in Krum, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Hogue - State Farm Insurance Agent
202 W McCart St Suite 160, Krum, TX 76249
(940) 398-7026
nickhoguesf.com
Farmers Insurance - Kirbylane George
242 W McCart St, Krum, TX 76249
(682) 286-3257
agents.farmers.com
Patton Insurance Agency
122 W McCart St, Krum, TX 76249
(940) 368-6627
pattoninsure.com
Landry Insurance4U
4675 Jackson Rd, Krum, TX 76249
(214) 733-2482
What Does a Life Insurance Agent in Krum Cost?
The cost of life insurance in Texas varies by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy of 250,000 dollars. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Premiums are regulated by Texas law but differ between insurers. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
Agents must hold a General Lines Life, Accident, and Health license from the Texas Department of Insurance. They must complete pre-licensing education and pass a state exam. Renewal requires continuing education every two years.
How long do I have to file a life insurance claim in Texas?
Texas does not have a specific statute of limitations for filing a claim, but most policies require prompt notification. Insurers must pay or deny a claim within 15 business days after receiving proof of death. Delays may require written explanation.
Can a life insurance agent in Krum help with final expense policies?
Yes, many agents offer final expense or burial insurance policies. These are smaller whole life policies with lower premiums, often between 5000 and 25000 dollars. They do not require a medical exam in many cases.