The top-rated life insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 404 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 12 life insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 6 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 7 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (972) 824-5223 |
| 8 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 9 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 10 | The Insurance Suite | 5027 Cardinal Ct | (972) 704-3230 |
Ryan Dunn - State Farm Insurance Agent serves the Little Elm, Texas area and the surrounding metro region. This agency provides life insurance policies designed to help residents protect their families' financial futures. Common plans include term and whole life coverage, which can assist with income replacement and final expense management. The agency also works with clients to integrate these policies into broader financial strategies. In this area, the office handles policy applications and annual policy reviews for existing customers.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, Texas, provides life insurance policies designed to offer financial protection for families and individuals. The agency assists clients in selecting coverage that supports long-term planning needs, such as income replacement or final expenses. Service includes policy reviews and adjustments to reflect life changes, ensuring coverage remains aligned with goals. The agent serves homeowners and renters insuring single-family homes, apartments, retail spaces, and restaurants, helping safeguard their assets with appropriate risk management solutions.
Justin Bigby - State Farm Insurance Agent provides life insurance coverage for individuals and families in the Little Elm, Texas area. The agency helps clients assess their financial protection needs and select suitable policies. Ongoing support includes policy reviews and assistance with beneficiary updates or coverage adjustments. Regular communication ensures clients understand their benefits and any available options over time. Team members are available for claims guidance and general inquiries. The agency services single-family homes, apartments, retail locations, and local restaurants.
Homeowners, families, and individuals in Little Elm, Texas seek out the Michel Hambrick Agency for their life insurance coverage needs. This local agency helps clients navigate term, whole, and universal life policies to protect their loved ones’ financial futures. It assists with comparing plans from multiple carriers, ensuring each client finds a suitable fit for their budget and goals. The agency also serves residents throughout nearby Frisco and the broader Collin County area.
Serving residents of Little Elm, Texas, and the surrounding communities throughout Denton County, Nexum Insurance acts as a life insurance agent assisting clients with their coverage needs. The company handles term life, whole life, and universal life insurance policies designed to provide financial protection for families. For a typical job, it begins by conducting a personal needs analysis to understand each client’s long-term goals, then compares multiple policy options from different carriers to find an appropriate plan.
Bob Parker in Little Elm offers life insurance for both single-occurrence and ongoing financial strategies, where term policies provide coverage for a set period while whole-life plans build cash value over time. His agency helps local residents compare these traditional choices with permanent insurance that may adjust with changing needs. Initial consultations establish long-term protection goals, and subsequent policy reviews can be arranged as needed, on a scheduled, or one-time basis.
Kristian Schwitzer Insurance Agency specializes in life insurance coverage, offering policies designed to provide financial protection for individuals and families. Based in Little Elm, TX, the agency serves local clients by helping them assess their coverage needs and select suitable plans. General services include term life, whole life, and universal life options, tailored to varying circumstances. As the end of the fiscal year approaches, the agency assists clients in reviewing their policies to ensure adequate coverage aligns with upcoming financial or seasonal changes.
As the seasons change in Little Elm, families often begin reviewing their financial coverage for the coming year. Allen Insurance Group responds by offering clear guidance on life insurance policies tailored to personal circumstances. Agents work directly with clients to explain policy options, from term to whole life, ensuring individuals understand how each choice supports their long-term objectives. An initial consultation focuses on gathering basic health and financial details, leading to a straightforward needs assessment without pressure or obligation.
Melliand Insurance, based in Little Elm, TX, specializes in providing life insurance coverage to local individuals and families. The agency focuses on helping clients select policies that offer financial protection and long-term security for their beneficiaries. It serves the broader Little Elm area with personalized consultations and tailored coverage options. Commercial sectors it can support include local professional offices, warehouse operations, and food service businesses.
The Insurance Suite provides residential life insurance services to families in Little Elm, TX. Commercial coverage is also offered for local businesses seeking protection for their employees. Services extend throughout the Little Elm area and nearby communities. Clients are assisted with policy comparisons and enrollment procedures. Follow-up contact is provided to review coverage needs between regular annual visits or whenever personal circumstances change.
What Does a a Life Insurance Agent in Little Elm Cost?
Life insurance costs in Texas vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old in Little Elm might cost between $20 and $50 per month for $250,000 in coverage. Whole life policies often cost more, sometimes $100 to $300 per month for the same amount. This is general information, not insurance advice.
About life insurance agents in Little Elm
Life insurance agents in Little Elm, Texas, help residents find policies that fit their needs and budget. Texas law requires agents to hold a state license and follow the Texas Insurance Code. Local agents can explain term life, whole life, and universal life options for families in Denton County.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
A life insurance agent in Texas must hold a valid license from the Texas Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They also need to finish continuing education every two years to renew their license.
How long does a Texas life insurance application take?
The application process for life insurance in Texas can take a few days to several weeks. The timeline depends on the policy type and the insurer. Some policies require a medical exam, which can add time to the underwriting process.
Can a Little Elm agent help with Texas free look period?
Yes, a Little Elm agent can explain the Texas free look period. Texas law gives you 10 days after receiving a life insurance policy to review it. If you cancel within this period, you get a full refund of any premiums paid.