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Life Insurance Agents in Ovilla, TX

Looking for a life insurance agent in Ovilla? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Ovilla, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 life insurance agents in Ovilla, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Don Hughes Insurance Agency
700 W Main St #7, Ovilla, TX 75154
(972) 617-5850 donhughesclassicins.com
Farmers Insurance - John Walling
3733 Ovilla Rd Ste 137, Ovilla, TX 75154
(972) 723-8200 agents.farmers.com

Life insurance agents in Ovilla Texas help residents find coverage that meets their needs. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents can explain how Texas community property laws affect beneficiary designations and policy ownership.

What Does a Life Insurance Agent in Ovilla Cost?

Typical costs for life insurance in Texas range from 25 to 100 dollars per month for a healthy 35 year old for a 20 year term policy with 250,000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs depend on age health coverage amount and policy type. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Ovilla Texas?
Agents must hold a valid life insurance license from the Texas Department of Insurance. They must complete pre licensing education and pass the state exam. Continuing education is required every two years to renew the license.
How does Texas community property law affect life insurance?
Texas is a community property state. If you buy a policy with community funds your spouse may have rights to the policy. An agent can help you structure ownership and beneficiaries to comply with Texas law.
Do I need a medical exam for life insurance in Ovilla?
Many policies require a medical exam but some offer simplified issue or guaranteed issue options with no exam. An agent can explain which type fits your health situation and coverage goals.