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Compare Life Insurance Agents in Pharr, TX

Directory of life insurance agents in Pharr, Texas. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 life insurance agents in Pharr, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
212 W Ferguson Ave, Pharr, TX 78577
(956) 620-2028
Ana Cares
2825 N Veterans Blvd, Pharr, TX 78577
(956) 758-8700 ana-cares.com
Contigo Insurance Agency
1101 N Cage Blvd #5B, Pharr, TX 78577
(956) 782-2443 contigoagency.com
RG Insurance Agency
208 W Ferguson Ave STE 4, Pharr, TX 78577
(956) 702-2705 pharrinsuranceservices.com
B & B Insurance Agency LLC
300 E Expressway 83 ste j, Pharr, TX 78577
(956) 782-8686 bbelsegurito.com
Clark Insurance Plus: Allstate Insurance
900 N Sugar Rd Ste A, Pharr, TX 78577
(956) 283-5815 agents.allstate.com
GUZMAN INSURANCE AGENCY
300 I-2 Suite D, Pharr, TX 78577
(956) 354-9645
World Insurance Associates LLC
101 E Delta St Suite C-D, Pharr, TX 78577
(956) 627-2521 locations.worldinsurance.com
J.O.A. Insurance Agency LLC
126 E Park Ave # 2, Pharr, TX 78577
(956) 448-4821 joainsurance.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581 manchainsurance.com
Univista Insurance
1201 S Jackson Rd #3, Pharr, TX 78577
(956) 709-1109 univistainsurance.com
Santos Insurance Group LLP
1419 N Sugar Rd, Pharr, TX 78577
(956) 212-6825 santosinsurancegroup.com
Nicky's Insurance Agency
806 Del Oro Ln, Pharr, TX 78577
(956) 787-4222
Reliability Insurance Texas
1501 S Cage Blvd, Pharr, TX 78577
(956) 663-1756
M&J Insurance Group PLLC
1006 S Cage Blvd suite 4, Pharr, TX 78577
(956) 313-2433
Turbo Insurance
2114 N Cage Blvd Suite C, Pharr, TX 78577
(956) 781-6581 turboinsuranceagency.com
One Way Insurance
216 E Expressway 83 suite t, Pharr, TX 78577
(956) 309-1315
ISAN Insurance Group
1101 N Cage Blvd Suite 8A, Pharr, TX 78577
(956) 504-2424
Etiel Reyes Farmers Insurance - Pharr
514 S Veterans Blvd, Pharr, TX 78577
(956) 961-4048 agents.farmers.com

Life insurance agents in Pharr, Texas help residents find coverage to protect their families. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Local agents understand the needs of the Rio Grande Valley community and can explain policy options in English or Spanish.

What Does a Life Insurance Agent in Pharr Cost?

Life insurance costs in Pharr vary by age, health, and policy type. A healthy 35-year-old may pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies cost more, often 100 to 200 dollars per month for similar coverage. Rates are set by the insurer and approved by the Texas Department of Insurance. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Pharr need?
Agents must hold a Texas life insurance license from the Texas Department of Insurance. They must complete pre-licensing education and pass the state exam. You can verify an agents license on the TDI website.
How long do I have to file a life insurance claim in Texas?
Texas law does not set a strict deadline to file a claim, but you should file promptly. The insurer must pay or deny the claim within 15 business days of receiving proof of death. Delays may require additional documentation.
Can a life insurance agent in Pharr help with final expense policies?
Yes, many local agents offer final expense or burial insurance. These policies have lower face amounts, usually between 5,000 and 25,000 dollars. They are designed to cover funeral costs and other end-of-life expenses.