The top-rated life insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,179 reviews. Other highly rated options include Insurance Source Of Dallas, Erick Martinez - State Farm Insurance Agent, Farmers Insurance - Lane Hamilton. This directory lists 21 life insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Erick Martinez - State Farm Insurance Agent | 2107 W Buckingham Rd | (214) 556-2092 |
| 4 | Farmers Insurance - Lane Hamilton | 2113 E Arapaho Rd | (469) 802-6595 |
| 5 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 6 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 7 | K L Reyes Insurance Services: Allstate Insurance | 2201 N Central Expy Ste 114 | (972) 669-9707 |
| 8 | My Pham Agency | 1320 E Belt Line Rd | (214) 483-9494 |
| 9 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 10 | Brightway Insurance, The Phan Agency | 500 E Arapaho Rd Suite 103 | (972) 865-7242 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas area as a life insurance agent. The agency helps clients secure financial protection for their families by offering policies that cover final expenses and income replacement. Each plan is tailored to meet individual needs and budget constraints, ensuring that coverage is appropriate for each household’s situation. The agency also assists with policy reviews and claims guidance for existing policyholders. Among its specific services, it handles term life and whole life insurance applications.
Insurance Source Of Dallas offers a full range of life insurance products, including term, whole, and universal policies, to address diverse financial protection needs. The agent works with clients to design and review coverage plans, ensuring policies remain aligned with changing life circumstances and long-term goals. Ongoing service includes policy updates, beneficiary changes, and claims assistance. The agency serves a variety of residential and commercial properties in the Richardson, TX area, including single-family homes, apartments, retail locations, and restaurants.
Erick Martinez - State Farm Insurance Agent in Richardson, Texas, serves local homeowners, renters, and small business owners seeking personal financial protection. It offers life insurance policies that help provide income replacement and final expense coverage for families. The agency works with clients to understand policy options that align with their individual financial goals. Its office also provides assistance to customers throughout the greater Dallas-Fort Worth metro, including communities such as Plano.
Farmers Insurance - Lane Hamilton serves the Richardson, Texas, area and surrounding communities with life insurance agent services. It handles term life, whole life, and universal life policies designed to provide financial protection for families and individuals. The company helps clients assess their coverage needs based on current obligations and future goals. For a typical job, it evaluates the client’s income, debts, and dependents to recommend a suitable policy, then assists with the application and underwriting process to secure the chosen coverage.
In the life insurance field, agents with Insurance of DFW help clients understand the difference between term policies offering coverage for a defined period and whole-life policies providing permanent protection. They also guide residents of Richardson, Texas, through various coverage options that support financial planning for families and individuals. Service provided by this Life Insurance Agent operates on either a one-time consultation basis or an as-needed basis for policy reviews or adjustments.
Decisive Insurance Agency in Richardson, TX assists clients with both one-time term policies and recurring permanent coverage like whole life insurance. As a life insurance agent, the company guides individuals and families through policy options to address income replacement, final expenses, or mortgage protection needs in the Richardson area. Service appointments are available on both a scheduled and as-needed basis, allowing flexibility for initial applications, annual reviews, or urgent coverage updates.
K L Reyes Insurance Services, an Allstate Insurance agency in Richardson, Texas, specializes in helping individuals select life insurance policies that provide financial security for their families. The agency works closely with clients to understand their long-term needs and find appropriate coverage options from Allstate’s portfolio. Serving the Richardson area, the company assists with policy reviews, enrollment, and beneficiary designations. As the end of the year approaches, many clients seek guidance on updating their coverage to reflect life changes such as a new home or the birth of a child.
When spring storms or sudden job changes create uncertainty for Richardson families, My Pham Agency provides clear guidance on life insurance options. This local agency helps residents evaluate term, whole, and universal policies to match their long-term financial goals. Clients often seek practical coverage solutions for mortgage protection, income replacement, or final expenses. The agent explains policy features without pressure, focusing on affordability and simplicity. A no-obligation consultation and personal document review begin the process, allowing the agent to calculate appropriate coverage needs before recommending a specific plan.
Basha Insurance operates as a life insurance agent in Richardson, Texas, offering policies that provide financial protection for individuals and their beneficiaries. This work includes helping clients navigate term and whole life options to meet long-term goals. The company can serve commercial clients in various settings, including offices needing coverage for key personnel, warehouses requiring business continuity plans, and food service establishments seeking to safeguard family legacies tied to their operations.
Brightway Insurance, The Phan Agency in Richardson, TX provides life insurance coverage for residential clients seeking financial protection for their families. The agency also offers commercial life insurance policies tailored to local business owners and their key personnel. Services extend throughout the Richardson area and surrounding communities in North Texas, ensuring convenient access for policyholders. Agents schedule annual reviews of coverage needs during regular visits and follow up promptly with clients requiring policy adjustments or new beneficiary designations between those scheduled appointments.
What Does a a Life Insurance Agent in Richardson Cost?
Typical costs for life insurance in Texas depend on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term life policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs vary by carrier and individual risk factors. This is general information not insurance advice.
About life insurance agents in Richardson
Life insurance agents in Richardson Texas help residents find coverage that fits their needs and budget. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Many agents in Richardson offer term life whole life and universal life policies from multiple carriers.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
A life insurance agent in Texas must hold a valid life insurance license from the Texas Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They also need to complete continuing education every two years to renew their license.
How long does it take to get a life insurance policy in Richardson?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in 1 to 2 days. Policies requiring a medical exam and underwriting can take 4 to 6 weeks.
Can a life insurance agent in Richardson help with Texas probate issues?
Life insurance proceeds paid to a named beneficiary generally bypass probate in Texas. An agent can help you set up beneficiary designations correctly. For complex estate planning you should also consult a Texas estate planning attorney.