The top-rated life insurance agent in Schertz, Texas is Nate Obregon - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Farmers Insurance - Natascha Reynoso, Bill Hicks - State Farm Insurance Agent, Cindy Deschamps: Allstate Insurance. This directory lists 12 life insurance agents serving Schertz.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nate Obregon - State Farm Insurance Agent | 6000 FM3009 Ste 204 | (210) 460-4951 |
| 2 | Farmers Insurance - Natascha Reynoso | 6051 FM3009 Ste 246 | (210) 797-7197 |
| 3 | Bill Hicks - State Farm Insurance Agent | 210 FM78 | (210) 658-4642 |
| 4 | Cindy Deschamps: Allstate Insurance | 1420 Schertz Pkwy Ste 230 | (210) 656-1462 |
| 5 | Steven Garza - State Farm Insurance Agent | 1996 Schertz Pkwy Suite 404 | (210) 658-6264 |
| 6 | Joel Munis: Allstate Insurance | 908 FM3009 | (210) 566-4440 |
| 7 | Medicare San Antonio Insurance Options | 1105 Antler Dr | (210) 721-1988 |
| 8 | CIA (Colombo Insurance Agency) | 611 Main St | (210) 966-0601 |
| 9 | Laskowski Insurance Agency | 17305 I-35 N #134 | (210) 828-2265 |
| 10 | Farmers Insurance - Jacqueline Cruz | 1996 Schertz Pkwy Ste 203 | (210) 890-8008 |
Nate Obregon - State Farm Insurance Agent serves the Schertz, Texas area, including surrounding Bexar and Guadalupe counties, as a life insurance agent. The agency helps local residents and families plan for financial security by offering policies designed to protect loved ones. Life insurance can cover final expenses or provide income replacement after a loss. The office also assists with other insurance needs for homes, vehicles, and health coverage. This location specializes in term life and whole life insurance policies.
Homeowners, businesses, and property managers in Schertz, Texas, turn to Farmers Insurance - Natascha Reynoso for life insurance agent services. The agency helps local clients explore policy options that can help provide financial security for loved ones and business continuity. Its representatives assess individual needs to recommend suitable coverage plans. The office also serves families and entrepreneurs in nearby Cibolo and throughout the northern San Antonio metro area.
Bill Hicks - State Farm Insurance Agent provides a full range of life insurance coverage options for individuals and families in Schertz, Texas. The agency assists clients in understanding their coverage needs and offers ongoing policy review and support services. Its service plans include regular check-ins to adjust beneficiaries and coverage levels as life circumstances change. The company handles policies for owners of single-family homes, apartments, retail storefronts, and local restaurants.
Serving Schertz, Texas, and the surrounding communities, Cindy Deschamps: Allstone Insurance handles life insurance needs for local families and individuals. It offers policies designed to help provide financial protection and support for loved ones after a policyholder passes away. The agency works with clients to explore different coverage options that fit varying budgets and long-term goals. For each situation, it generally takes time to assess the client’s specific needs before recommending a suitable life insurance plan.
Located in Schertz, TX, Steven Garza - State Farm Insurance Agent provides life insurance coverage designed for both immediate financial protection and long-term wealth transfer. A one-time policy can address final expenses, while recurring premium options adapt to family needs over time. Unlike term coverage, a permanent policy builds cash value and never requires reapplication. This agent helps individuals choose the appropriate plan, ensuring beneficiaries receive benefits without unnecessary delay. Service is available on a scheduled appointment basis, with ongoing policy reviews offered as needed for adjustments.
Joel Munis: Allstate Insurance specializes in helping clients secure term and whole life coverage. It also offers general service work including customized policy reviews to fit individual budgets and future goals. Based in Schertz, TX, this agency guides clients through the standard application and underwriting process. As holiday seasons approach, it assists families in adjusting beneficiaries or adding new life insurance to cover seasonal travel or large gift purchases.
As Schertz residents consider their options during the annual Medicare enrollment period, Medicare San Antonio Insurance Options assists local clients in evaluating life insurance products that complement their existing coverage. The agency focuses on presenting term and whole life policies from multiple carriers, helping individuals assess long-term financial protection for their families. Their process begins with a no-obligation initial consultation to review current needs and policy preferences before moving forward with an assessment.
Colombo Insurance Agency, based in Schertz, Texas, provides life insurance agent services to help individuals and families secure financial protection for their loved ones. The agency specializes in tailoring policies such as term life and whole life plans to meet different coverage needs. It also assists with evaluating existing policies for necessary adjustments over time. For business clients, the agency can address specific requirements for protecting commercial interests across various sectors, including offices, warehouses, and food service operations.
Laskowski Insurance Agency provides life insurance agent services for residential clients in Schertz, Texas, and also offers coverage for commercial needs throughout the surrounding area. The agency works with local families and business owners to help them select appropriate individual policies that match their specific requirements. After helping a client secure a plan, the agency typically follows up between regular visits to address any policy changes or service questions that may arise.
Farmers Insurance - Jacqueline Cruz in Schertz, TX is known for providing life insurance coverage options to local residents, offering term and whole life policies that help individuals and families plan for financial security. The agency serves the greater Schertz area with personalized consultations to identify specific coverage needs. Additional services include the ability to add riders for accidental death or critical illness.
What Does a a Life Insurance Agent in Schertz Cost?
Life insurance costs in Texas vary by age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. A 55 year old might pay 80 to 150 dollars per month for similar coverage. Whole life policies cost more but build cash value. This is general information and not insurance advice.
About life insurance agents in Schertz
Life insurance agents in Schertz Texas help residents and families find coverage that fits their needs and budget. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Local agents understand the specific needs of Schertz families and can explain policy options clearly.
Frequently Asked Questions
Do life insurance agents in Schertz need a Texas license?
Yes all life insurance agents in Texas must hold a valid license from the Texas Department of Insurance. They must complete pre licensing education and pass a state exam. You can verify an agents license on the TDI website.
What types of life insurance are available in Schertz?
Schertz agents offer term life whole life universal life and final expense policies. Term life provides coverage for a set number of years. Whole life builds cash value over time. Your agent can explain the differences based on your goals.
How long does it take to get a life insurance policy in Texas?
The process can take from a few days to several weeks. It depends on the policy type and your health. Some policies require a medical exam while others do not. Texas law gives you a free look period of 10 days to cancel if you change your mind.