Skip to main content

Compare Life Insurance Agents in Waco, TX

Directory of life insurance agents in Waco, Texas. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 life insurance agents in Waco, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Income Life Insurance Company
1200 Wooded Acres Dr, Waco, TX 76710
(254) 761-6400 ailife.com
Matt Dill - State Farm Insurance Agent
1221 Hewitt Dr Suite C, Waco, TX 76712
(254) 752-2022 mattdill.net
Mike McKenzie - State Farm Insurance Agent
2921 W Waco Dr, Waco, TX 76707
(254) 412-2327 insuringwaco.com
David Wilson: Allstate Insurance
8810 US-84 Ste 303, Waco, TX 76712
(254) 772-9900 agents.allstate.com
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727 bakerandcareyinsurance.com
American Amicable Life Insurance Company of Texas
425 Austin Ave, Waco, TX 76701
(800) 736-7311 americanamicable.com
Pioneer American Insurance Co
425 Austin Ave, Waco, TX 76701
(254) 297-2776
HighView Insurance Group
510 N Valley Mills Dr Ste 503, Waco, TX 76710
(254) 339-6606 highviewinsurance.com
Joel Fuessel - Secured First Financial of Texas - Independent Agent
7215 Bosque Blvd #104, Waco, TX 76710
(254) 265-6655 sffagents.com
Rosalinda's Insurance Agency
3221 Franklin Ave #201, Waco, TX 76710
(254) 644-4437
Central Texas Benefits
4547 Lake Shore Dr, Waco, TX 76710
(254) 722-2569 centraltxbenefits.com
Pioneer Security Life Insurance Co
425 Austin Ave, Waco, TX 76701
(254) 297-2778 pioneersecuritylife.com
Traci Plemons - State Farm Insurance Agent
8809 Woodway Dr, Waco, TX 76712
(254) 776-0124 insurewithtraci.com
Occidental Life Insurance Co
425 Austin Ave, Waco, TX 76701
(254) 297-2775 occidentallife.com
Farmers Insurance - Jason Kirk
1201 Lake Air Dr Ste C, Waco, TX 76710
(254) 227-6555 agents.farmers.com
Home State County Mutual Insurance
4315 Lake Shore Dr J, Waco, TX 76710
(254) 776-4521
Herman Bell Insurance Agency
2118 La Salle Ave, Waco, TX 76706
(254) 756-0691 hermanbellinsurance.com
Texas Life Insurance Company
900 Washington Ave, Waco, TX 76701
(800) 283-9233 texaslife.com
Brian Wenzel - State Farm Insurance Agent
100 Santa Fe Dr, Waco, TX 76712
(254) 772-0810 brianwenzel.com
Vista Insurance
2800 W Waco Dr, Waco, TX 76710
(254) 235-8000 vistainsuranceagency.com

Life insurance agents in Waco Texas help residents find coverage that fits their needs and budget. Texas law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of Central Texas families and businesses.

What Does a Life Insurance Agent in Waco Cost?

The cost of a life insurance policy in Texas depends on your age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies cost more but build cash value over time. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Texas?
A Texas life insurance agent must hold a valid General Lines Life Accident and Health license from the Texas Department of Insurance. Agents must complete pre licensing education and pass a state exam. They must also renew their license every two years with continuing education.
How long do I have to change my mind on a life insurance policy in Texas?
Texas law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for any reason and get a full refund. This rule applies to most individual life insurance policies sold in Texas.
Can a Waco life insurance agent help with both term and permanent policies?
Yes most licensed agents in Waco can offer both term life and permanent life insurance options. They can explain the differences in premiums coverage length and cash value growth. An agent can help you compare quotes from multiple insurance companies.