The top-rated life insurance agent in Farmington, Utah is Top Horizon Insurance Services - Medicare Agency, rated 5.0 stars across 192 reviews. Other highly rated options include Todd Forman: Allstate Insurance, Justin Zlotnick - State Farm Insurance Agent, AAA Farmington Branch. This directory lists 19 life insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Top Horizon Insurance Services - Medicare Agency | 121 W 200 S | (801) 608-4608 |
| 2 | Todd Forman: Allstate Insurance | 11 E State St | (801) 451-2124 |
| 3 | Justin Zlotnick - State Farm Insurance Agent | 1466 US-89 #240 | (801) 451-2997 |
| 4 | AAA Farmington Branch | 1067w Grand Avenue Suite 101 | (801) 683-4900 |
| 5 | Bear River Insurance - Rob Jackson Insurance Davis County | 1353 N 1075 W #206 | (801) 406-1144 |
| 6 | Insurance4utah Since 1968 | 1361 US-89 #14 | (385) 350-6400 |
| 7 | Skye Watson - State Farm Insurance Agent | 240 N E Promontory Ste 217 | (801) 939-3109 |
| 8 | Insur-West, Inc | 286 S 200 W #140 | (801) 451-8300 |
| 9 | Mike Rowan - State Farm Insurance Agent | 47 S 100 E | (801) 447-9647 |
| 10 | Farmers Insurance - Tanner Naylor | 352 S 200 W #4 | (801) 447-8742 |
Top Horizon Insurance Services - Medicare Agency serves the Farmington, Utah metro area as a local life insurance agent. The firm assists individuals in finding appropriate life insurance policies tailored to their long-term financial security needs. Drawing on their experience within the community, they help clients compare available plans and benefits. They specifically handle term and whole life insurance applications for residents in Davis County.
Todd Forman: Allstate Insurance serves Farmington, Utah, and the surrounding communities in Davis County. It handles life insurance policies designed to provide financial protection for families and individuals in the area. The agency addresses common client concerns regarding income replacement and final expense coverage during the application process. It generally approaches each job by first reviewing an individual’s existing coverage and personal financial goals before presenting a tailored policy option from available plans.
Justin Zlotnick - State Farm Insurance Agent serves homeowners, renters, drivers, and local business owners in the Farmington area with personalized life insurance coverage and complementary policies. The agency helps clients protect their families’ financial futures through term and whole life plans, while also offering auto, home, and health insurance options. Regular policy reviews ensure coverage adapts to changing life circumstances. Service extends to neighboring communities throughout Davis County and the greater Salt Lake City metro region.
AAA Farmington Branch provides a range of life insurance agency services to individuals and families in Farmington, UT. It helps clients navigate policy options to establish financial security for their beneficiaries. The agency focuses on explaining how different coverage plans can maintain income replacement or final expense support over time. Policy reviews ensure beneficiaries actively understand their listed protections. The company markets its overall services to those in single-family homes, apartments, retail, and restaurants.
Shoppers might select either a one‑time policy, such as term life, for temporary needs or a recurring option, like whole life, for permanent coverage. Bear River Insurance - Rob Jackson Insurance Davis County in Farmington, UT assists clients in this area with comparing term, whole, and universal designs. An agent explains how each plan helps beneficiaries replace income or pay final expenses. Service runs on a one‑time or as‑needed basis for annual policy reviews and new coverage questions.
Insurance4utah Since 1968 offers term and permanent life insurance policies tailored to individual needs, along with guidance on the general service work of financial planning for families and businesses in Farmington, UT. Its agents analyze coverage options to protect clients’ long-term goals and income. During the winter months, the company specifically helps homeowners reassess their policies to ensure sufficient coverage for increased seasonal risks and estate preservation.
As winter storms sweep through Farmington, homeowners review insurance coverage against potential damage, and local residents seek reliable support for their life insurance planning. Skye Watson - State Farm Insurance Agent assists individuals and families in securing financial protection tailored to the Wasatch Front’s evolving needs. Common considerations include policies supporting long-term goals like mortgage protection or college savings. The agent helps clients evaluate appropriate coverage options. An initial consultation reviews personal circumstances and coverage goals to determine the most suitable policy details.
Insur-West, Inc in Farmington, UT provides essential life insurance products designed to secure financial protection for beneficiaries upon a policyholder’s death. The company also specializes in adding riders and term conversions to extend coverage. Its agents help clients evaluate long-term premiums and adjust their policies as income or family needs change. Insur-West serves commercial sectors such as offices requiring key person insurance, warehouses needing group life plans, and food service operations seeking business succession protection.
Mike Rowan - State Farm Insurance Agent in Farmington, UT, provides residential life insurance coverage for local families, helping protect loved ones against financial hardship. The agency also serves commercial clients needing life insurance for business continuity or key-person needs across the greater Davis County area. Each policy consultation focuses on tailoring coverage to individual circumstances and budget. After the initial placement, the office routinely schedules follow-up appointments to review changing needs, ensuring coverage remains appropriate between regular annual visits or milestone events.
Farmers Insurance - Tanner Naylor serves the Farmington, UT area with a full range of life insurance products, including term, whole, and universal life policies. The agency focuses on customizing coverage to match each client’s financial goals and family protection needs. Policyholders receive local, personal support for ongoing policy reviews and claims assistance. As a specialty service, the agent can add on a living benefits rider that provides early access to a portion of the death benefit for qualifying medical events.
What Does a a Life Insurance Agent in Farmington Cost?
Typical costs for life insurance in Utah range from about $30 per month for a healthy 30-year-old with a 20-year term policy to over $200 per month for whole life coverage. Rates vary based on age, health, policy amount, and type. Utah does not set rate caps, so comparing quotes from multiple agents is wise. This is general information and not insurance advice.
About life insurance agents in Farmington
Life insurance agents in Farmington, Utah help residents and families choose policies that provide financial security. Utah law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of Davis County families and can guide you through term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Farmington need?
Agents must hold a valid Utah resident insurance producer license. This requires completing pre-licensing education and passing the state exam. The Utah Insurance Department oversees all licensing and compliance.
How long does it take to get a life insurance policy in Utah?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is needed. Utah allows a free look period of 10 days after you receive the policy.
Can a life insurance agent help with Utah estate planning?
Yes, many agents work with estate planning attorneys to coordinate life insurance with wills and trusts. Utah law allows life insurance proceeds to pass outside of probate if a proper beneficiary is named.
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