The top-rated life insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 814 reviews. Other highly rated options include McClain Insurance Services, Benefits NW, Grace Bocalan - State Farm Insurance Agent. This directory lists 24 life insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Benefits NW | 8620 Holly Dr Ste 220 | (425) 353-9763 |
| 4 | Grace Bocalan - State Farm Insurance Agent | 3715 Colby Ave | (425) 252-5121 |
| 5 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 6 | Luigi Damian - State Farm Insurance Agent | 4522 Evergreen Wy | (425) 423-9800 |
| 7 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 8 | PTX Group | 2707 Colby Ave #604 | (425) 406-7872 |
| 9 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 10 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
Vern Fonk Insurance provides life insurance services for homeowners in Everett, Washington, and extends commercial coverage to local businesses across the region. The agency assists clients in selecting appropriate term or whole life policies that protect their families and professional assets. Agents present clear comparisons of coverage options to match individual financial situations and long-term goals. After the initial policy is issued, the agency maintains contact to review changing needs and schedule regular follow-up appointments for adjustments or new quotes between standard annual visits.
McClain Insurance Services serves Everett and Snohomish County as a life insurance agency. The company helps individuals and families evaluate coverage options for financial protection. Policies offered address income replacement, final expense planning, and debt protection for local residents. Agents guide clients through term and permanent life products to match different financial goals and budgets. Specific services include whole life insurance and mortgage protection planning.
Benefits NW provides life insurance coverage to individuals and families in Everett, Washington. Its representatives assist clients in evaluating term, whole, and universal life policies to protect financial futures. Regular policy reviews ensure coverage adapts to changing life circumstances, such as marriage, parenthood, or retirement planning. The agency also works with small business owners to structure key person and buy-sell funding policies. Services extend to protecting mortgages and legacy planning for estates. Benefits NW services single-family homes, apartments, retail, and restaurants.
Grace Bocalan - State Farm Insurance Agent in Everett, Washington, serves local homeowners and drivers seeking life insurance protection for their families. The agency helps individuals understand term and whole life options to secure financial stability. It also assists small business owners with coverage that supports long-term planning and employee benefits. Policyholders can discuss tailored solutions that align with future needs and responsibilities. The agency extends its services to nearby communities in Snohomish County, including Marysville.
Mike Ramirez - State Farm Insurance Agent serves Everett, Washington and the surrounding Snohomish County communities. The agency handles life insurance policies, helping local residents plan for financial security and future family needs. Clients typically meet with the agent to discuss personal coverage requirements and compare available term or whole life options. Each case begins with a thorough review of the individual’s current situation and long-term goals, followed by a clear explanation of how different policy features align with those objectives.
Luigi Damian - State Farm Insurance Agent, based in Everett, WA, provides life insurance services that can be structured either as a single-term policy or as a permanent plan with ongoing premium payments. Coverage is tailored to help protect a policyholder's beneficiaries, offering financial support in the event of the insured’s death. Consultations assess individual needs to determine suitable policy types and benefit amounts. All assistance, including policy adjustments and claims support, operates on a flexible, as-needed basis to accommodate clients' changing circumstances.
The Miller Insurance Agency of Washington in Everett offers specialized life insurance policies designed to protect family income and cover final expenses. It provides general services including policy reviews and personalized coverage consultations for local residents. The agency helps clients navigate life insurance needs for new parents securing their child’s future or for homeowners managing a new mortgage. During the seasonal transition to retirement, it assists with reviewing coverage to align with changing financial priorities and reduced income.
As Everett residents begin reviewing their financial plans for the coming year, PTX Group helps them evaluate how life insurance fits into their overall security. Serving clients in the local area, this life insurance agent company focuses on matching policy options to individual family needs and long-term budgeting goals. They consult on term and whole life products, assisting with coverage amounts suited for income replacement and final expenses. An initial fact-finding assessment is conducted to determine the client’s current situation before any formal inspection or policy application is submitted.
Calrose Insurance provides life insurance agent services to individuals and families in Everett, Washington. Its work focuses on helping clients assess their long-term financial protection needs and select appropriate policy options. The agency specializes in tailoring coverage to address specific concerns, such as income replacement or final expenses. Commercial clients in the area may also receive support, including service to offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Everett Cost?
A typical term life policy in Washington costs between $20 and $60 per month for a healthy 35-year-old with a $500,000 benefit. Whole life premiums are higher, often starting around $100 per month for the same coverage. Costs depend on age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Everett
Life insurance agents in Everett, Washington help residents find coverage that fits their needs and budget. Washington state requires agents to be licensed through the Office of the Insurance Commissioner. They can guide you through term life, whole life, and universal life options available in Snohomish County.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Agents must hold a valid Washington resident insurance producer license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long does it take to get a life insurance policy in Everett?
The process usually takes 2 to 6 weeks from application to approval. This includes underwriting which may involve a medical exam. Some policies with no exam can be issued in a few days.
What types of life insurance are common in Washington?
Term life insurance covers you for a set period like 10 or 20 years. Whole life and universal life provide permanent coverage with a cash value component. Washington residents often choose term for affordability and permanent for long-term needs.
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