ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsWashington › Gig Harbor

Find Life Insurance Agents Near You in Gig Harbor, WA

Browse life insurance agents serving Gig Harbor, Washington. Updated 2026-07-14.

The top-rated life insurance agent in Gig Harbor, Washington is Narrows Insurance, rated 5.0 stars across 276 reviews. Other highly rated options include Kent Cashman - State Farm Insurance Agent, Timothy Lopez American Family Insurance, Michael J Clifford Insurance Services. This directory lists 20 life insurance agents serving Gig Harbor.

Showing 20 life insurance agents in Gig Harbor, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Narrows Insurance2601 Jahn Ave NW a1(253) 851-8831
2Kent Cashman - State Farm Insurance Agent7610 Pioneer Way UNIT 201(253) 851-5116
3Timothy Lopez American Family Insurance7512 Stanich Ln # 2(253) 858-7200
4Michael J Clifford Insurance Services11010 Harbor Hill Dr STE B(253) 858-9879
5Patrick Kelly - State Farm Insurance Agent3412 56th St #101(253) 851-6171
6Sound Business Insurance3312 Rosedale St NW Suite #103(253) 858-9988
7Sound Health Insurance3312 Rosedale St NW Suite 3(253) 858-9988
8Farmers Insurance - Lawrence Kalahiki6625 Wagner Way NW Ste 260f(253) 509-0837
9Farmers Insurance - Daniel Fraley7116 Stinson Ave Ste B311(253) 851-3266
10Farmers Insurance - Tyler Martindale5209 Point Fosdick Dr #207(253) 851-9578
NI
2601 Jahn Ave NW a1
Narrows Insurance
Life Insurance Agent · Gig Harbor, WA

Narrows Insurance serves the Gig Harbor area and the broader Pierce County region as a local life insurance agent. The company helps residents assess their financial protection needs and compare suitable policy options from multiple carriers. It guides clients through the process of selecting term, whole, or universal life coverage to meet long-term planning goals. This agency specifically handles policy reviews for family income protection and final expense planning in the local community.

KC
7610 Pioneer Way UNIT 201
Kent Cashman - State Farm Insurance Agent
Life Insurance Agent · Gig Harbor, WA

Kent Cashman - State Farm Insurance Agent in Gig Harbor, Washington, provides a range of life insurance products designed to help individuals and families plan for financial protection and future needs. Ongoing service includes periodic policy reviews to adjust coverage as life circumstances change and assistance with claims processing through the local office. The agency serves clients with various coverage needs, including protecting single-family homes, apartments, retail businesses, and restaurants.

TL
7512 Stanich Ln # 2
Timothy Lopez American Family Insurance
Life Insurance Agent · Gig Harbor, WA

Homeowners and small business owners in Gig Harbor turn to Timothy Lopez American Family Insurance for life insurance agent services. The agency helps clients assess their financial protection needs and select appropriate life insurance policies to support their families or business continuity. It also assists with basic policy adjustments and beneficiary updates as circumstances change over time. Coverage and service are extended to residents throughout the greater Gig Harbor area, including communities such as Fox Island and the Key Peninsula.

MJ
11010 Harbor Hill Dr STE B
Michael J Clifford Insurance Services
Life Insurance Agent · Gig Harbor, WA

Serving Gig Harbor and the surrounding communities in Washington’s Puget Sound region, Michael J Clifford Insurance Services handles life insurance agent work for local individuals and families. The team guides clients through policy options that provide financial protection for loved ones. Their typical approach involves assessing each client’s personal coverage needs and income requirements. They then present a clear comparison of available term or permanent life plans. The process concludes with explaining how a selected policy fits the client’s long-term budget and dependents’ future security.

PK
3412 56th St #101
Patrick Kelly - State Farm Insurance Agent
Life Insurance Agent · Gig Harbor, WA

Patrick Kelly - State Farm Insurance Agent in Gig Harbor, WA, assists clients with both one-time policy purchases, such as term life coverage, and recurring service options that involve ongoing premium management and policy reviews. Coverage typically includes term and whole life plans tailored to financial protection needs. For individuals seeking income replacement or debt payoff plans, the agent provides consultations to determine appropriate benefit amounts. Service operates on a scheduled, as-needed basis to accommodate new inquiries, claim filings, and annual policy updates.

SB
3312 Rosedale St NW Suite #103
Sound Business Insurance
Life Insurance Agent · Gig Harbor, WA

Sound Business Insurance specializes in life insurance coverage, offering policies that provide financial protection for families and businesses. Based in Gig Harbor, WA, the agency works with clients throughout the region to assess their individual needs. It guides customers through the selection of term, whole, and universal life plans. The agent helps individuals secure coverage for final expenses and income replacement. As summer approaches, the company advises those planning outdoor recreation or extended travel on how life insurance can safeguard loved ones during high-risk activities.

SH
3312 Rosedale St NW Suite 3
Sound Health Insurance
Life Insurance Agent · Gig Harbor, WA

Sound Health Insurance assists clients with life insurance needs in Gig Harbor, Washington. The agency specializes in helping individuals select policies that provide financial protection and security for their families. For businesses, the company offers commercial life insurance coverage tailored for professional operations. It serves various sectors in the local area, including offices, warehouses, and food service establishments.

FI
6625 Wagner Way NW Ste 260f
Farmers Insurance - Lawrence Kalahiki
Life Insurance Agent · Gig Harbor, WA

In coastal Gig Harbor, seasonal storms and shifting family needs often prompt residents to review their financial protection. Farmers Insurance - Lawrence Kalahiki helps clients assess how life insurance can shield loved ones from unexpected hardship. The agency works individually with each household or small business, explaining policy options with clarity and patience. They serve the local community from their Gig Harbor office and maintain regular office hours for drop-in consultations. An initial assessment is scheduled to review personal coverage goals and identify any existing gaps.

FI
7116 Stinson Ave Ste B311
Farmers Insurance - Daniel Fraley
Life Insurance Agent · Gig Harbor, WA

Farmers Insurance - Daniel Fraley provides residential life insurance coverage to families in Gig Harbor, helping them plan for long-term financial security. The agency also offers commercial life insurance options for local business owners, serving clients throughout the greater Gig Harbor area. Each policy is tailored to individual needs, with agents available to review coverage during regular check-ins between annual appointments.

FI
5209 Point Fosdick Dr #207
Farmers Insurance - Tyler Martindale
Life Insurance Agent · Gig Harbor, WA
DB
3519 56th St #225
Denali Benefits, Inc.
Life Insurance Agent · Gig Harbor, WA
(253) 444-2000
denalibenefits.com
GI
5122 Olympic Dr
Great Insurance Washington
Life Insurance Agent · Gig Harbor, WA
(253) 387-6035
LF
5775 Soundview Dr # 101B
Larson Financial & Insurance: Allstate Insurance
Life Insurance Agent · Gig Harbor, WA
(253) 851-8866
agents.allstate.com/larson-financial--insurance-gig-harbor-wa.html
KU
7201 Pioneer Way a102
Ken Uddenberg - State Farm Insurance Agent
Life Insurance Agent · Gig Harbor, WA
(253) 851-8355
kenuddenberg.com
OC
3710 Grandview St
Olympic Crest Insurance, Inc.
Life Insurance Agent · Gig Harbor, WA
(253) 851-4408
olympiccrest.com
SI
3118 Judson St #189
Stanford Insurance
Life Insurance Agent · Gig Harbor, WA
(253) 874-9200
stanfordinsurance.com
FO
3111 Harborview Dr #200b
Fournier
Life Insurance Agent · Gig Harbor, WA
(253) 851-3323
fournierinsurance.com
HM
3206 50th St Ct #224
Horace Mann Insurance Co
Life Insurance Agent · Gig Harbor, WA
(360) 382-2671
BL
1312 Madrona Way NW
Brian Le, Financial Professional - New York Life
Life Insurance Agent · Gig Harbor, WA
(408) 887-9140
newyorklife.com/agent/leb
ME
7841 Pioneer Way
MetLife
Life Insurance Agent · Gig Harbor, WA
(253) 455-7143
metlife.com

What Does a a Life Insurance Agent in Gig Harbor Cost?

Life insurance costs in Washington vary by age, health, and coverage amount. A healthy 35-year-old might pay $30 to $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often $200 to $400 per month for similar coverage. Costs also depend on lifestyle factors like smoking. This is general information and not insurance advice.

About life insurance agents in Gig Harbor

Life insurance agents in Gig Harbor, Washington help residents find coverage to protect their families. Washington state law requires agents to be licensed by the Office of the Insurance Commissioner. Local agents understand the specific needs of Gig Harbor families, from waterfront property considerations to estate planning.

Frequently Asked Questions

What license does a life insurance agent need in Washington?

A life insurance agent in Washington must hold a valid resident or non-resident license from the Washington State Office of the Insurance Commissioner. Agents must complete pre-licensing education and pass a state exam.

How long does it take to get life insurance in Gig Harbor?

The timeline varies by policy type. Term life insurance can be approved in a few weeks. Whole life policies may take longer due to underwriting. Washington state does not impose a specific waiting period beyond standard underwriting.

Do I need a medical exam for life insurance in Washington?

Many policies require a medical exam, but some offer no-exam options for lower coverage amounts. Washington state law allows insurers to set their own underwriting requirements. An agent can help you find a policy that fits your health situation.

Life Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.