The top-rated life insurance agent in Lacey, Washington is Kevin Hayward - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Jeff Kearin Agency - American Family Insurance, Leta Hankins: Allstate Insurance, Kim Asay: Allstate Insurance. This directory lists 19 life insurance agents serving Lacey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Hayward - State Farm Insurance Agent | 4440 Pacific Ave SE | (360) 459-2277 |
| 2 | Jeff Kearin Agency - American Family Insurance | 4450 Avery Ln SE Ste A | (360) 459-0989 |
| 3 | Leta Hankins: Allstate Insurance | 1110 Golf Club Rd SE Ste 102 | (360) 491-4042 |
| 4 | Kim Asay: Allstate Insurance | 1601 College St SE | (360) 491-3376 |
| 5 | Whims Insurance and Financial Services | 418 Carpenter Rd SE Suite 102 | (360) 292-7240 |
| 6 | State Farm Insurance | 8765 Tallon Ln NE STE M | (360) 493-8284 |
| 7 | All Insurance Inc One | 4433 Lacey Blvd SE | (360) 438-2797 |
| 8 | Mike Oliver - COUNTRY Financial Representative | 6050 Pacific Ave SE Ste F | (360) 357-4035 |
| 9 | Angle Agency | 8650 Martin Way E Suite 219 | (360) 350-0109 |
| 10 | L A I: Allstate Insurance | 8910 Martin Way E # B | (360) 438-0564 |
Kevin Hayward - State Farm Insurance Agent serves the Lacey, Washington, metro area and offers life insurance coverage to local residents and families. The agency helps clients understand term and whole life policy options that align with their long-term financial planning needs. It also assists with related protection products that provide income replacement and debt coverage in case of unexpected loss. This Lacey-based office handles both final expense planning and mortgage protection policies for homeowners in the surrounding communities.
Jeff Kearin Agency - American Family Insurance in Lacey, WA, provides a range of life insurance services, including policy consultations, underwriting support, and ongoing coverage management. The agency helps clients review existing plans and adjust beneficiaries to align with changing personal circumstances. It assists residents and local businesses in securing financial protection. The agency services single-family homes, apartments, retail operations, and restaurants in the surrounding area.
Leta Hankins: Allstate Insurance in Lacey, Washington, offers life insurance agents who help clients choose between one-time term policies for temporary coverage and recurring universal or whole life policies for ongoing financial protection against unexpected loss. These agents design coverage tailored to an individual’s long-term obligations, such as mortgage protection or income replacement. Service operates on an as-needed basis, with agents available for policy reviews, beneficiary updates, or new coverage consultations whenever the client requests assistance.
Homeowners and drivers in Lacey, Washington, turn to Kim Asay’s Allstate Insurance for personalized life insurance coverage. This agency helps residents protect their families with term or whole life policies, ensuring financial security for the future. Business owners also consult agents here for key-person or buy-sell coverage that safeguards their companies. The team works with clients to tailor plans that meet individual budgets and long-term goals. In addition to serving Lacey, this life insurance agent covers neighboring Olympia and surrounding Thurston County communities.
Serving Lacey, Washington, and the surrounding communities of Thurston County, Whims Insurance and Financial Services handles life insurance agent work for local families. The company focuses on guiding clients through their coverage choices. For a typical job, it starts by reviewing individual financial situations and family goals, then presents relevant options from its available plans. It carries out each case by offering comparative information through a straightforward, personal discussion.
A life insurance agent can help with either a one-time policy purchase or ongoing portfolio reviews, while coverage from State Farm Insurance in Lacey, WA includes term and whole life options to protect beneficiaries. The agent assists local residents in evaluating their need for income replacement, final expenses, or debt coverage. Service operates on a one-time, scheduled, or as-needed basis, with appointments available by phone or in the office to adjust policies as life circumstances change.
All Insurance Inc One in Lacey, Washington, specializes in life insurance coverage tailored to local family needs and long-term financial security. It provides guidance on policy options appropriate for various stages of life, including term and whole life planning. The agency assists residents in safeguarding their assets and providing for dependents through thoughtful policy selection. It is particularly well-equipped to help clients reassess their coverage during open enrollment periods or after major life events such as a new home purchase or the arrival of a child.
As the seasons change in Lacey, many residents begin evaluating their financial plans for the future, including life insurance. Mike Oliver, operating as a COUNTRY Financial Representative, offers guidance on individual life insurance policies suited to local needs. He helps clients review coverage options that can provide support for families during difficult times. The process typically begins with an initial consultation, where a review of the client's current situation and financial goals is completed during a straightforward assessment meeting.
Angle Agency provides life insurance services to residents of Lacey, Washington, helping them secure financial protection for their families. Commercial coverage is also offered for local businesses seeking to safeguard their operations and employees. The agency serves clients throughout the greater Thurston County area, ensuring tailored policies meet diverse needs. Between regularly scheduled visits, agents follow up to adjust plans as life circumstances change, ensuring coverage remains appropriate.
L A I: Allstate Insurance provides life insurance services to residents and businesses across the Lacey area. The agency focuses on offering standard term and whole life policies, with additional coverage options such as accidental death and disability riders to meet varying client needs. They assist families in protecting income and securing final expense planning. Commercial sectors served include local offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Lacey Cost?
Life insurance costs in Washington vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Whole life policies typically cost more, often $150 to $300 per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Lacey
Life insurance agents in Lacey, Washington help residents find coverage that fits their needs and budget. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Local agents understand the specific insurance needs of Thurston County families and businesses.
Frequently Asked Questions
What types of life insurance do agents in Lacey offer?
Agents in Lacey typically offer term life, whole life, universal life, and variable life insurance policies. They can help you compare options from multiple carriers to find a plan that meets your financial goals.
Do I need a license to sell life insurance in Washington?
Yes, Washington requires all life insurance agents to hold a valid resident license from the Office of the Insurance Commissioner. Agents must complete pre-licensing education and pass a state exam.
How do Washington insurance laws affect my policy?
Washington has a free look period of 30 days for life insurance policies, allowing you to cancel for a full refund. The state also requires insurers to provide clear policy summaries and disclosures.
Life Insurance Agents in Other Washington Cities
Aberdeen · Anacortes · Arlington · Auburn · Bainbridge Island · Battle Ground · Bellevue · Bellingham · Bothell · Bremerton · Burien · Burlington · Camas · Centralia · Chehalis