The top-rated life insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 812 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 21 life insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 7 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 8 | Becky Schuler - State Farm Insurance Agent | 1132 164th St SW b | (425) 742-8700 |
| 9 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 10 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
Mosaic Insurance Alliance, Llc serves the Snohomish County area from its Lynnwood, Washington location, offering comprehensive life insurance agency services. Agents here develop personalized plans to help families and individuals protect their financial futures. They work with local clients to navigate policy options suited to different stages of life and budget considerations. The company handles term life insurance policies and full permanent life coverage, providing essential guidance for estate planning and income replacement needs in the region.
Villa Insurance Group offers a range of life insurance agency services for residents and businesses in Lynnwood, Washington. It assists clients in reviewing their coverage needs and selecting appropriate policy options. The agency can help adjust existing plans as personal circumstances change over time. Services typically include helping individuals and families secure financial protection. For business clients, the agency addresses life insurance considerations related to succession or key-person needs. Villa Insurance Group services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
As spring arrives in Lynnwood, many families begin reviewing their coverage needs for the year ahead. Vern Fonk Insurance provides guidance on life insurance policies designed to help local residents protect their households and plan for long-term financial stability. The company works with clients to explain different types of term and whole life options suitable for various age groups and budgets in the Puget Sound region. An initial consultation is scheduled to review existing coverage and discuss individual protection requirements before any formal application process begins.
Sea Mountain Insurance serves Lynnwood homeowners and local property managers seeking financial security for their families and rental investments. The agency helps clients navigate life insurance policies that provide income replacement and mortgage protection. It also assists business owners in securing coverage for key employees and estate planning needs. By tailoring plans to individual budgets and long-term goals, the company supports the Lynnwood community with straightforward guidance. Its services extend to residents and property managers in adjacent Mill Creek and the greater Snohomish County area.
Serving clients in Lynnwood and the surrounding Snohomish County communities, Michelle Tullius: Allstate Insurance handles life insurance policies designed to provide financial protection for families. These policies offer a benefit to beneficiaries upon the insured’s passing, covering expenses or income replacement. The agent assists clients through a process that begins with a needs assessment, reviewing factors like debts, final costs, and long-term dependents. Using this evaluation, it matches each client with a suitable policy structure, applying standard underwriting guidelines to finalize coverage tailored to individual circumstances.
At Lynnwood Ace Insurance & Retirement Services in Lynnwood, WA, you may choose a one-time policy for specific coverage needs or establish an ongoing relationship for evolving protection. Services focus on matching individual life insurance coverage with each client's long-term financial goals. While immediate term options exist, many clients prefer a scheduled approach for periodic policy reviews. Assistance runs on either a one-time basis for a single purchase or as needed for ongoing adjustments and inquiries.
Empire Insurance Brokers in Lynnwood, WA specializes in matching clients with suitable life insurance policies tailored to their financial goals. The agency provides general support for individuals and families seeking coverage in the local area. It assists with term, whole, and universal life options to address different needs and budgets. During the fall season, when many households reassess their financial plans before the end of the year, the company helps clients evaluate whether their current life insurance adequately protects their dependents against unexpected health changes or income loss.
As local families in Lynnwood prepare for the coming school year, many review their long-term financial protections. Becky Schuler provides life insurance policies through State Farm, helping residents secure coverage that can support loved ones after an unexpected loss. Her office understands the shifting needs of the Pacific Northwest community, from young parents to retirees. The process begins with a straightforward consultation where your current situation is assessed and personalized plan options are discussed.
Hood Insurance Agency, Inc offers life insurance planning services for clients in Lynnwood, Washington. The agency focuses on term and whole life product options tailored to individual protection needs, assisting with policy selection and beneficiary designations. It serves local residents working in or commuting from nearby commercial sectors such as offices, warehouses, and food service establishments throughout the greater Snohomish County area.
What Does a a Life Insurance Agent in Lynnwood Cost?
Life insurance costs in Washington vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Older individuals or those with health conditions may pay more. This is general information, not insurance advice.
About life insurance agents in Lynnwood
Life insurance agents in Lynnwood, Washington help residents find coverage that fits their needs and budget. Washington state requires agents to be licensed through the Office of the Insurance Commissioner. Lynnwood agents can guide you through term life, whole life, and other policy types available in Washington.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Agents must hold a valid Washington insurance producer license. This requires passing a state exam and completing continuing education every two years.
How do I choose a life insurance agent in Lynnwood?
Look for an agent with experience in Washington insurance laws. Ask about their familiarity with local insurers and policy options like term or permanent life insurance.
Is a medical exam required for life insurance in Washington?
Many policies require a medical exam, but some offer simplified issue or guaranteed issue options. Washington law allows insurers to set their own underwriting rules.
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