The top-rated life insurance agent in Mercer Island, Washington is Mercer Island Insurance Group: Allstate Insurance, rated 5.0 stars across 20 reviews. Other highly rated options include Tim Cashman - State Farm Insurance Agent, Anchor Marine Underwriters Inc, Prime insurance WA. This directory lists 10 life insurance agents serving Mercer Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mercer Island Insurance Group: Allstate Insurance | 7785 Sunset Hwy Ste 247 | (425) 828-0550 |
| 2 | Tim Cashman - State Farm Insurance Agent | 7650 SE 27th St Ste 132 | (206) 232-1024 |
| 3 | Anchor Marine Underwriters Inc | 2731 77th Ave SE UNIT 207 | (206) 273-6996 |
| 4 | Prime insurance WA | 3018 78th Ave SE | (206) 202-5632 |
| 5 | Consultant Insurance LLC | 8015 SE 28th St | (206) 309-9156 |
| 6 | All-Pro Risk Management Inc. | 3047 78th Ave SE #202 | (206) 230-0111 |
| 7 | Hayk Tadevosyan - State Farm Insurance Agent | 2731 77th Ave SE #206 | (206) 232-1000 |
| 8 | Heffernan Insurance Brokers | 8015 SE 28th St #214 | (800) 437-0045 |
| 9 | Baumgartner Insurance | 4851 90th Pl SE | (206) 232-0783 |
| 10 | Financial Life Advisor | 3047 78th Ave SE #203 | (206) 850-5280 |
Mercer Island Insurance Group: Allstate Insurance serves the Mercer Island, WA, metro area by offering life insurance agent services. Local individuals and families often work with an agent to select policies that provide financial protection for loved ones. Coverage options commonly include term life and whole life insurance, each designed to meet different long-term planning needs. An agent helps clients assess their personal goals and budget when choosing a policy. This company handles new policy applications and annual policy reviews.
Tim Cashman - State Farm Insurance Agent in Mercer Island, WA, provides life insurance coverage and related financial protection services for individuals and families. Their service plans typically include initial policy consultations and ongoing support for policy adjustments or claims assistance. The agent works with clients to review changing coverage needs over time. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Anchor Marine Underwriters Inc serves homeowners and businesses on Mercer Island, offering life insurance agent services to help clients secure financial protection for their families and estates. The company assists with policy evaluations and coverage selection tailored to individual needs. It also provides guidance on beneficiary planning and policy updates as circumstances change. Its coverage area includes the greater Seattle metro region, extending into neighborhoods such as Bellevue’s downtown district and the communities along Lake Washington’s eastern shoreline.
Serving Mercer Island and the surrounding communities of the Seattle Eastside, Prime Insurance WA provides life insurance agent services for individuals and families. Its work includes helping clients assess their coverage needs for income replacement and final expenses. The company structures each policy recommendation by first reviewing a client's current financial obligations and long-term goals. To handle a typical job, it begins with a thorough consultation to document the client's personal circumstances before presenting tailored policy options for their evaluation.
Consultant Insurance LLC specializes in life insurance for Mercer Island residents, including term, whole, and universal policies. It works with clients to determine appropriate coverage levels based on individual family and financial needs. The firm also addresses smaller business succession planning through life insurance products. For those facing retirement income decisions or a recent change in dependents, Consultant Insurance LLC helps reassess coverage to align with new circumstances.
Life insurance can be structured as either a one-time individual policy or as a recurring benefit within a broader financial plan. All-Pro Risk Management Inc., located in Mercer Island, WA, assists local residents in identifying suitable coverage for their families and estates. Navigating the various policy types, such as term or whole life, often requires professional guidance to align with personal financial goals. Service is provided on an as-needed basis, with consultations arranged when clients seek to review or update their existing life insurance protection.
Hayk Tadevosyan - State Farm Insurance Agent provides life insurance services to residents in the Mercer Island area. Commercial coverage is also available for local businesses seeking financial protection. The agency serves clients throughout this region of Washington. Policies help ensure financial security for families and business partners. The agent assists with applications and explains coverage options clearly. Regular follow-up appointments are scheduled to review policy details and adjust beneficiaries between annual visits.
As the seasons change on Mercer Island, families often reassess their financial protections, and Heffernan Insurance Brokers helps meet that need. This local life insurance agent focuses on guiding clients through the process of securing coverage tailored to their individual circumstances. They provide straightforward information about policy terms and benefits, ensuring residents understand their options without confusion. An initial assessment begins with reviewing each client’s current coverage and financial goals, leading to a clear evaluation of their insurance needs.
Baumgartner Insurance provides life insurance agency services to residents and businesses on Mercer Island, Washington. Its work includes helping clients assess their coverage needs for financial protection and future planning. The company specializes in supplementing core life insurance policies with optional accidental death, disability income, or critical illness riders. These additions can offer broader financial security for personal or family situations. Baumgartner Insurance can serve a range of commercial sectors, including local offices, warehouses, and food service establishments that require customized coverage solutions.
Financial Life Advisor provides residential life insurance services to families on Mercer Island, helping secure financial protection for individual households. Commercial coverage is also offered for local business owners seeking continuity planning. The agency serves Mercer Island and the surrounding Greater Seattle area. Clients can expect clear guidance on policy selection and coverage amounts. After an initial policy is in place, the advisor follows up with periodic reviews to adjust coverage as personal circumstances change.
What Does a a Life Insurance Agent in Mercer Island Cost?
Life insurance costs in Washington vary based on age health coverage amount and policy type. A typical term life policy for a healthy 40 year old might cost between 20 and 50 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Costs on Mercer Island are similar to other parts of King County. This is general information and not insurance advice.
About life insurance agents in Mercer Island
Life insurance agents on Mercer Island help residents and businesses find coverage that fits their financial goals. Washington State requires agents to hold a valid license through the Office of the Insurance Commissioner. Local agents understand the unique needs of island communities and can guide you through term life whole life or universal life options.
Frequently Asked Questions
What does a life insurance agent do on Mercer Island?
A life insurance agent helps you compare policies from different insurers to find coverage that matches your budget and goals. They explain policy terms calculate premiums and assist with the application process. Agents in Washington must follow state regulations including disclosure requirements.
Do I need a life insurance agent in Washington State?
While you can buy life insurance directly from an insurer an agent can help you navigate complex options. Washington law requires agents to act in your best interest when recommending policies. An agent can also help you understand state-specific rules like community property laws that affect beneficiaries.
How do I choose a life insurance agent on Mercer Island?
Look for an agent licensed in Washington with experience in the type of coverage you need. Check their standing with the Washington Office of the Insurance Commissioner. Ask about their process for comparing policies and how they handle claims support.
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