The top-rated life insurance agent in Monroe, Washington is Monroe Insurance: Mary Garcia, rated 5.0 stars across 711 reviews. Other highly rated options include Monroe Financial : Sergio Reyes, Wayne Britton - State Farm Insurance Agent, Whims Insurance and Financial Services. This directory lists 18 life insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Monroe Insurance: Mary Garcia | 146 N Blakeley St STE 101 | (360) 794-9204 |
| 2 | Monroe Financial : Sergio Reyes | 146 N Blakeley St #102 | (360) 794-9204 |
| 3 | Wayne Britton - State Farm Insurance Agent | 19975 Hwy 2 Monroe Plaza | (360) 794-0554 |
| 4 | Whims Insurance and Financial Services | 113 N Lewis St | (360) 805-9484 |
| 5 | Carolina Mendez - State Farm Insurance Agent | 431 N Kelsey St | (360) 799-3305 |
| 6 | Solutions Insurance Group: Allstate Insurance | 110 S Lewis St | (425) 353-8000 |
| 7 | Agency Closed: Agent Retired | 111 S Ferry Ave B | (360) 794-0678 |
| 8 | Farmers Insurance - Sarah Spears | 14655 Fryelands Blvd #123 | (360) 794-8581 |
| 9 | Sally Petty American Family Insurance | 333 W Main St | (360) 794-5404 |
| 10 | MONROE INSURANE INC | 146 N Blakeley St STE 101 | (360) 749-8011 |
Monroe Insurance: Mary Garcia in Monroe, Washington, provides life insurance services designed to help local residents secure financial protection for their families and loved ones. The agency works with clients to select and maintain appropriate coverage plans that fit their individual needs and budgets over time. Services include policy reviews, plan adjustments, and assistance with claims. This life insurance agent serves single-family homes, apartments, retail establishments, and restaurants throughout the Monroe area to ensure their personal and business-related insurance needs are addressed.
Monroe Financial, serving Snohomish County from Monroe, Washington, specializes in life insurance agent services. The company assists local residents in selecting policies that provide financial protection for families and individuals. Agents work with clients to understand their coverage needs, offering guidance on term and whole life options available in this area. Monroe Financial handles policy evaluations and beneficiary planning, helping customers secure income replacement coverage and final expense plans tailored to the region.
Whims Insurance and Financial Services in Monroe, Washington is known for guiding individuals and families through life insurance choices. Its service range includes term policies, which offer temporary coverage, and whole life plans, which provide permanent protection. The agency tailors recommendations to fit distinct budgets and future goals common in the area. It also assists with beneficiary designations for smooth claims processes. For specialized needs, it can add on a critical illness rider to policies.
Serving Monroe, Washington, and the surrounding Skykomish Valley and Snohomish County communities, Carolina Mendez handles life insurance policies and related risk management needs for local families and individuals. This agency focuses on term, whole, and universal life plans to address clients' long-term financial security and income protection. For typical jobs, it begins with a detailed review of the client's current coverage and future goals before recommending a suitable policy option.
For life insurance, clients choose between a single-purchase term policy for temporary needs or a permanent policy with ongoing premiums that builds cash value over time. Solutions Insurance Group: Allstate Insurance in Monroe, WA assists individuals and families in evaluating these options to secure financial protection for loved ones. Coverage decisions depend on factors such as income, dependents, and long-term goals. Policy adjustments and claims support are available as life circumstances change. Services operate on an ongoing, scheduled basis, including annual policy reviews and as-needed consultations.
This life insurance agency serves individuals and families in the Monroe area, offering policies that provide guaranteed payouts or cash value accrual. It specializes in adding specific riders, such as accidental death benefit or waiver of premium options. As a local operation that has since closed with the agent retiring, client needs are handled through remaining assigned carriers. Commercial sectors it can service include small office spaces, warehouse operations, and food service businesses.
Farmers Insurance - Sarah Spears in Monroe, WA specializes in life insurance services, including term, whole, and universal life policies. It also provides general insurance guidance for individuals and families seeking financial protection. The agency helps residents prepare for unexpected events such as critical illness or income loss. During the transition of retirement planning or after the birth of a child, the team assists clients in adjusting coverage to meet evolving needs.
As fall rains begin in Monroe, securing family income protection becomes a priority for many households. Sally Petty American Family Insurance responds by offering life insurance agent services tailored to local needs, discussing term and whole life options that fit different budgets and life stages. Each consultation begins with a careful review of current coverage and personal goals. A no-cost initial needs assessment is then scheduled to outline available policy choices.
Monroe Insurance Inc provides life insurance agency services to residents in and around Monroe, Washington. Residential clients receive guidance on suitable coverage options for personal financial protection. The agency also offers commercial life insurance solutions for local business needs within the same service area. Policies are explained clearly to help clients make informed decisions. The office maintains regular contact with policyholders, ensuring follow-up service between annual visits to address any changes in coverage requirements or personal circumstances.
What Does a a Life Insurance Agent in Monroe Cost?
Life insurance costs in Washington vary widely. A healthy 30-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Factors like age, health, smoking status, and policy amount affect the premium. This is general information, not insurance advice.
About life insurance agents in Monroe
Life insurance agents in Monroe, WA help residents choose policies that protect their families. Washington state requires agents to hold a valid license from the Office of the Insurance Commissioner. Local agents can explain how community property laws in WA affect policy ownership and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Agents must hold a valid resident or non-resident license from the Washington State Office of the Insurance Commissioner. They must complete pre-licensing education and pass a state exam.
How long does it take to get a life insurance policy in Monroe?
The process usually takes a few days to a few weeks. It depends on the policy type and whether a medical exam is required. Term life policies often issue faster than whole life policies.
Can I change my beneficiary on a Washington life insurance policy?
Yes, you can change your beneficiary at any time unless the policy has an irrevocable beneficiary. Washington law allows you to update beneficiary forms by contacting your agent or insurance company.
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