The top-rated life insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 206 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 8 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 9 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 10 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County and the surrounding Columbia Basin region with a focus on life insurance solutions. The agency helps clients navigate options for financial protection against life’s uncertainties. Working with individuals and families, it addresses needs such as income replacement and final expense planning. Policies are selected based on personal circumstances and long-term goals. Specific services handled in this area include term life and whole life insurance policies.
Basin Pacific Insurance & Benefits provides a full range of life insurance products to individuals and families in Moses Lake, WA. The agency also offers ongoing policy reviews and plan adjustments to ensure coverage remains aligned with changing client needs. From whole life to term policies, they craft tailored solutions for various financial situations. The company serves a diverse portfolio of clients, including single-family homes, apartments, retail businesses, and local restaurants.
Hunter Cruz - State Farm Insurance Agent serves homeowners, businesses, and property managers in Moses Lake, Washington. It offers life insurance policies designed to protect families and provide financial security. The agency helps clients plan for future needs such as income replacement and final expenses. Services also include reviewing existing coverage to ensure it fits current life stages. Hunter Cruz assists residents in neighboring areas like Ephrata for the same comprehensive life insurance planning needs.
Serving Moses Lake and the surrounding communities of central Washington, Ariel Garza - State Farm Insurance Agent handles life insurance policies designed to help provide financial protection for families and individuals. The agency works with clients to assess their coverage needs and identifies suitable options from available term and whole life plans. To manage a typical job, the agent first reviews the client’s current financial situation and long-term goals, then presents clear policy choices and patiently answers questions to help the client make an informed decision.
When a client chooses a life insurance policy, they may select either a term option that provides coverage for a set number of years or a permanent option that lasts a lifetime with cash value growth. Each plan helps individuals protect their family’s financial future and cover final expenses for those in Moses Lake. The agent guides clients through comparing both types to find an affordable fit. This service runs on both one-time consultations for comparing plans and scheduled reviews when coverage needs change.
Greg Schlagel: Allstate Insurance in Moses Lake, WA specializes in life insurance policies tailored to local families and individuals, while also providing general agency services for auto, home, and property coverage. The agency works to protect clients' financial futures by helping them understand policy options that fit their budgets and long-term needs. Ahead of summer travel and family reunions, the agency assists customers in updating their life insurance plans to ensure ongoing coverage during holiday trips.
As winter approaches in Moses Lake, residents often begin reviewing their financial protections against unexpected loss. Christopher Arnberg American Family Insurance helps local families assess their coverage needs for life insurance, focusing on providing income replacement and final expense options that fit individual budgets. The agency works with clients throughout Grant County to understand policies that can secure their dependents' futures. To begin this process, the agent reviews existing coverage and discusses family goals during a personal consultation.
Morgan Insurance & Financial Services works with individuals and families in Moses Lake, Washington to secure life insurance coverage that meets long-term financial protection needs. The agency also offers related insurance products that can supplement a core life policy. Its services support clients in planning for income replacement and final expenses. The company can serve local commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Mario Lopez Agency provides residential life insurance services to clients in Moses Lake, Washington. The agency also offers commercial coverage for local businesses and serves the surrounding areas of Grant County. Life insurance agents assist families and business owners in selecting appropriate policies for financial protection. After an initial consultation, the agency provides ongoing support and policy adjustments. Clients can reach out between regular visits for coverage reviews or beneficiary updates to ensure their plans remain aligned with changing circumstances.
What Does a a Life Insurance Agent in Moses Lake Cost?
Life insurance costs in Washington vary by age, health, policy type, and coverage amount. A 40 year old non-smoker in Moses Lake might pay 30 to 60 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Moses Lake
Life insurance agents in Moses Lake, Washington help residents find coverage that fits their needs and budget. Washington state requires agents to be licensed through the Office of the Insurance Commissioner. Local agents can explain how Washington community property laws may affect policy ownership and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
A life insurance agent in Washington must hold a valid resident or non-resident license from the Washington State Office of the Insurance Commissioner. The agent must complete pre-licensing education and pass a state exam.
How long do I have to file a life insurance claim in Washington?
Washington does not have a specific statute of limitations for filing a life insurance claim, but most policies require prompt notice. Beneficiaries should contact the insurance company as soon as possible after the insureds death.
Can a life insurance agent help with Washington community property rules?
Yes, a life insurance agent can explain how Washington community property laws affect policy ownership. In Washington, spouses may have rights to policy proceeds unless proper waivers are signed.
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