The top-rated life insurance agent in Germantown, Wisconsin is Joseph Hoell Insurance, rated 4.9 stars across 335 reviews. Other highly rated options include Adam Chamorro - State Farm Insurance Agent, Patrick Connaughty American Family Insurance, Erik Hosking - State Farm Insurance Agent. This directory lists 14 life insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph Hoell Insurance | W175N11081 Stonewood Dr UNIT 200 | (262) 214-0999 |
| 2 | Adam Chamorro - State Farm Insurance Agent | N112W16076 Mequon Rd #3 | (262) 251-3030 |
| 3 | Patrick Connaughty American Family Insurance | W156n11042 Pilgrim Rd | (262) 255-7574 |
| 4 | Erik Hosking - State Farm Insurance Agent | W175N11163 Stonewood Dr | (262) 251-8164 |
| 5 | Allstate Insurance Agent: Brandon Bystol | N112W15237 Mequon Rd STE 300 | (262) 253-4600 |
| 6 | Frydach Insurance | W175N11163 Stonewood Dr #229 | (262) 437-0036 |
| 7 | Rauwald Insurance Agency | W175N11117 Stonewood Dr | (414) 258-2222 |
| 8 | Wisconsin Mutual Insurance | N112W18741 Mequon Rd | (262) 201-0442 |
| 9 | Thrivent Financial- Gateway Associates | N96W17695 Riversbend Cir W Suite 104 | (262) 293-9912 |
| 10 | Capital-Richter Insurance Services | W156N11385 Pilgrim Rd | (262) 250-0819 |
Joseph Hoell Insurance serves the Germantown, Wisconsin, area and surrounding Washington County communities as a local life insurance agent. The agency helps individuals and families assess their financial protection needs and select appropriate coverage. It works with clients to understand term life, whole life, and other policy options that can provide income replacement or final expense support. The company handles policy reviews and assists with new applications for life insurance products tailored to local residents.
Adam Chamorro - State Farm Insurance Agent in Germantown, Wisconsin, provides a range of life insurance policies designed to help protect clients’ financial futures. It offers term and whole life options along with auto, home, and health insurance coverage. The agent works with individuals and families to review existing policies and adjust plans as needs change over time. Services also include free consultations and policy updates to ensure ongoing alignment with clients’ goals. The company serves single-family homes, apartments, retail, and restaurants.
Patrick Connaughty American Family Insurance specializes in helping individuals and families secure financial protection through tailored life insurance policies. As an agent based in Germantown, Wisconsin, the practice focuses on matching clients with appropriate coverage to address long-term needs and unexpected events. The agency assists with term life, whole life, and related policy options designed to provide stability for beneficiaries. Commercial clients in a variety of settings can find support, including small offices, warehouse operations, and food service establishments seeking group or individual coverage arrangements.
Erik Hosking’s State Farm Insurance Agency in Germantown, Wisconsin provides life insurance services for residential clients, helping families secure coverage tailored to individual needs. The agency also offers commercial life insurance solutions for local businesses in the Germantown area. A dedicated agent works with each customer to understand their long-term financial goals and policy preferences. Between regular visits, clients can schedule follow-up appointments to review policy changes or adjust coverage as life circumstances evolve with the agent’s ongoing assistance.
Serving Germantown, Wisconsin, and the surrounding communities, Allstate Insurance Agent Brandon Bystol provides life insurance agent services to local residents. This agency handles a range of personal life insurance products, including term and whole life policies, designed to help protect families financially. For a typical job, the agency takes a consultative approach, first discussing a client’s long-term goals and family needs. This process then works to identify a suitable policy that aligns with the client’s budget and coverage requirements.
Some life insurance needs are met with a single policy purchase, while others require ongoing adjustments as circumstances change. Covering needs from end-of-life expenses to income replacement, planning protects local families from financial hardship after a loss. In Germantown, WI, a life insurance agent helps residents evaluate term, whole, and universal options to match their specific budgets and long-term goals. Service is available on both a one-time and an as-needed basis to address new policies or policy updates over time.
Rauwald Insurance Agency specializes in life insurance policies, including term, whole, and universal life coverage, to meet diverse financial protection needs. Serving individuals and families in Germantown, Wisconsin, the agency provides guidance on selecting appropriate coverage levels and policy features. Its work involves explaining how life insurance can support income replacement, debt management, and final expense planning. As winter approaches, the agency helps clients review beneficiaries and policy details to ensure coverage remains aligned with changing household circumstances after the holiday season.
As Germantown families plan for the future or experience a life change like a new child or retirement, Wisconsin Mutual Insurance provides guidance on life insurance options. The company helps local residents understand term, whole, and universal policies to find appropriate coverage for their financial goals. They work with clients to assess long-term obligations such as mortgages and education costs to determine suitable benefit amounts. An initial consultation includes a review of current coverage and the scheduling of a personal needs assessment.
Thrivent Financial- Gateway Associates provides financial protection strategies, including life insurance policies tailored to individual needs. Operating in Germantown, Wisconsin, the agency assists clients in selecting appropriate coverage to safeguard their families and assets. Such policies can offer long-term financial security and may include options for cash value accumulation. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
Capital-Richter Insurance Services in Germantown, Wisconsin, is known for helping clients assess their long-term financial protection needs through personalized life insurance planning. The company provides a range of term life, whole life, and universal life policies designed to support families and businesses. Its services include policy analysis, coverage recommendations, and annual portfolio reviews to align with changing life circumstances. For added security, Capital-Richter can also offer income replacement riders.
What Does a a Life Insurance Agent in Germantown Cost?
Life insurance costs for a healthy 35 year old in Wisconsin typically range from 25 to 50 dollars per month for a 500,000 dollar term life policy. Whole life insurance costs more often starting at 100 to 300 dollars per month for the same coverage. Premiums vary based on age health policy type and coverage amount. This information is general and not insurance advice.
About life insurance agents in Germantown
Life insurance agents in Germantown Wisconsin help residents choose policies that protect their families and meet state requirements. Wisconsin law requires life insurance policies to include a free look period of at least 10 days for most policies. Local agents can explain how Wisconsin insurance regulations affect your coverage options and premiums.
Frequently Asked Questions
What is the free look period for life insurance in Wisconsin?
Wisconsin law gives you at least 10 days to review a life insurance policy after purchase. If you cancel within this period you get a full refund of any premiums paid.
Do I need a license to sell life insurance in Wisconsin?
Yes all life insurance agents in Wisconsin must hold a valid license from the Wisconsin Office of the Commissioner of Insurance. Agents must pass exams and complete continuing education to maintain their license.
How does Wisconsin tax life insurance death benefits?
Life insurance death benefits are generally not subject to Wisconsin state income tax. However the value of the policy may be included in the estate for Wisconsin estate tax purposes if the deceased owned the policy.
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