The top-rated life insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 333 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 15 life insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Samantha Flores Agency LLC American Family Insurance | 320 Main St | (262) 637-4660 |
| 6 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 7 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 8 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 9 | Elite wise Inc. Agency | 1617 Morton Ave | (262) 726-1807 |
| 10 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
Michelle Christensen - State Farm Insurance Agent serves the Racine, Wisconsin area, offering life insurance policies to local residents. This agency helps individuals and families explore coverage options that provide financial protection for loved ones. It guides clients through the process of assessing their needs and selecting appropriate term or whole life plans. The business also handles assistance with policy changes and beneficiary updates for current policyholders in this community.
Compass Insurance Group provides a full range of life insurance solutions, including term, whole, and universal life policies designed to protect families and businesses in Racine, Wisconsin. Its service plans include guided policy consultations to help clients select appropriate coverage levels, as well as annual policy reviews to adjust benefits as life circumstances change. Clients also receive dedicated support for claims filing and beneficiary updates. The group services the coverage needs of homeowners for single-family homes, apartment complexes, retail store owners, and independent restaurant operators.
Neil Vranak - State Farm Insurance Agent in Racine, WI serves homeowners, businesses, and property managers seeking life insurance coverage. It assists clients with protecting their families and financial futures through personalized policy options. The agency provides guidance on selecting appropriate life insurance plans for various household and commercial needs. It also supports customers in neighboring Kenosha with comparable consultation and policy services for their insurance requirements.
Goosehead Insurance - Benjamin Murphy in Racine, Wisconsin, offers term and whole life policies designed to provide financial protection for local families and individuals. The agency helps clients evaluate their coverage needs and select appropriate benefit amounts. It also assists with retirement income planning strategies and estate liquidity concerns. As Wisconsin winters increase the risk of slips and property damage, this agent guides clients through the process of adding disability coverage to protect their income during an extended recovery.
Samantha Flores Agency LLC American Family Insurance in Racine, WI provides life insurance as either a one-time term policy or an ongoing permanent policy that builds cash value over time. Coverage is tailored to protect families from financial hardship after an unexpected loss. Policyholders may choose from options that address income replacement, final expenses, or mortgage protection. Individuals can work with the agency on a one-time basis to secure initial coverage or schedule recurring reviews to adjust their plan as circumstances change. Service follows an as-needed schedule for existing clients.
With the arrival of spring, many families in the Racine area begin reviewing their financial safeguards against life’s uncertainties. Tree Frog Insurance Services, LLC serves as a life insurance agent to assist local residents in evaluating term, whole, and universal life options. The company helps individuals and families compare policies to find suitable coverage for their specific circumstances. Following an initial conversation, a no-obligation assessment is scheduled to review current coverage, identify gaps, and discuss premium budgeting.
Matthew Cobb American Family Insurance serves Racine, Wisconsin, and the surrounding communities, handling life insurance coverage for local residents. The agency assists clients by helping them choose appropriate policies that provide financial protection for their families. This work typically involves reviewing a client's current coverage needs, explaining available policy options, and guiding them through the application process to secure a suitable plan for their specific circumstances.
Serving families and individuals in Racine, Wisconsin, this life insurance agency helps clients select policies that provide financial security for their beneficiaries. It also offers the opportunity to add specialized riders for critical illness or accidental death coverage. Guiding customers through term, whole, and universal life options, the agency tailors its consultations to each client’s specific financial goals and family needs. It serves professionals in local offices, warehouse operations, and the food service industry across the area.
Elite Wise Inc. Agency in Racine, Wisconsin is known for providing life insurance agent services to local residents and families. The company assists clients in assessing their coverage needs and navigating policy options to protect loved ones financially. Plans available here include term life, whole life, and universal life policies tailored to different budgets and goals. A specialty service this agency can add on is final expense insurance to help cover end-of-life costs.
CRB Insurance provides residential life insurance coverage to individuals and families in the Racine area. They also write commercial life insurance policies for local businesses seeking protection for key personnel. Their service area encompasses Racine and the surrounding communities in southeastern Wisconsin. Between regular policy reviews, the agency follows up with clients to address any life changes that may require updating their coverage amounts or beneficiaries.
What Does a a Life Insurance Agent in Racine Cost?
A typical term life insurance policy in Wisconsin costs between 20 and 50 dollars per month for a healthy 35 year old with a 500 thousand dollar benefit. Whole life policies often range from 100 to 300 dollars per month for similar coverage. Final expense policies for seniors may cost 30 to 80 dollars per month. These are estimates only and your actual premium will depend on age health coverage amount and policy type. This is general information and not insurance advice.
About life insurance agents in Racine
Life insurance agents in Racine Wisconsin help residents protect their families with term life whole life and universal life policies. Wisconsin law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of Racine families and can explain how Wisconsin insurance regulations affect your coverage options.
Frequently Asked Questions
What license does a life insurance agent need in Wisconsin?
Agents must pass the Wisconsin insurance licensing exam and complete continuing education every two years. They must also carry a valid appointment from each insurer they represent. You can verify an agents license on the Wisconsin Office of the Commissioner of Insurance website.
How long does a life insurance application take in Racine?
The application process usually takes one to four weeks depending on the policy type and your health history. Some term policies with no medical exam can be approved in a few days. Full underwriting policies may require a paramedical exam and take longer.
Can I change my life insurance policy after buying it in Wisconsin?
Wisconsin law gives you a free look period of at least 10 days after receiving the policy to cancel for a full refund. After that you may be able to adjust coverage or convert a term policy to permanent insurance. Contact your agent to discuss options specific to your contract.
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