The top-rated life insurance agent in Stoughton, Wisconsin is Abbey Welsh - State Farm Insurance Agent, rated 5.0 stars across 361 reviews. Other highly rated options include Evolve Insurance Solutions, Clayton & Associates, LLC American Family Insurance, Ruth Ann Murphy - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Stoughton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abbey Welsh - State Farm Insurance Agent | 2360 Jackson St Suite B | (608) 205-1204 |
| 2 | Evolve Insurance Solutions | 214 S Forrest St Ste 2 Suite 2 | (608) 886-9507 |
| 3 | Clayton & Associates, LLC American Family Insurance | 1222 US-51 Ste 1 | (608) 877-1556 |
| 4 | Ruth Ann Murphy - State Farm Insurance Agent | 917 E Main St | (608) 873-5654 |
| 5 | Potter Insurance Associates | 316 S Gjertson St | (608) 205-9125 |
| 6 | R&S Insurance, A Division of World | 1520 Vernon St Units 1 & 2 | (608) 251-0022 |
| 7 | Anew Insurance Agency, Inc. | 221 Kings Lynn Rd | (608) 873-8888 |
| 8 | Farmers Insurance - Michael Chandler | 334 E Main St | (608) 579-1333 |
| 9 | Thrivent - Terry Niedfeldt | 417 W Main St #3 | (608) 873-3910 |
| 10 | Mauston Insurance | 2334 Washington Rd | (608) 698-1296 |
Abbey Welsh - State Farm Insurance Agent serves the Stoughton, Wisconsin area and the surrounding Dane County region. This agency provides life insurance coverage along with a full range of personal insurance services. Professionals here work directly with individuals and families to understand their financial protection needs. The agency helps clients by reviewing different policy options and offering straightforward explanations of coverage. Among the specific services handled in this area are term life insurance policies and whole life insurance plans designed to meet long-term financial goals.
Evolve Insurance Solutions provides a range of life insurance options designed to help individuals and families in the Stoughton, WI area secure financial protection for the future. Its services typically include policy consultations to assess coverage needs and ongoing support to help manage or adjust existing plans as circumstances change. These maintenance services focus on ensuring beneficiaries remain accurately designated and policies remain aligned with long-term goals. It serves clients who own single-family homes, apartments, retail businesses, and restaurants.
Clayton & Associates, LLC American Family Insurance serves homeowners, families, and local businesses in Stoughton, Wisconsin, by providing life insurance policies that help protect financial security. The agency works with clients to evaluate coverage options suited to individual needs and long-term planning goals. Policyholders receive personalized guidance through the application and claims processes. As part of the wider area, the agency also offers its life insurance services to residents and property owners in the nearby communities of Edgerton and Oregon.
Serving Stoughton and the surrounding communities in southern Wisconsin, Ruth Ann Murphy - State Farm Insurance Agent handles life insurance coverage for individuals and families. The agency assists clients in assessing their long-term protection needs, focusing on policies that provide financial security. Each consultation begins with a review of the client’s current situation and goals to determine appropriate options, then the agent presents clear policy details and explains how coverage fits the household budget.
Potter Insurance Associates in Stoughton, Wisconsin, helps clients distinguish between term life policies that provide coverage for a set period and permanent life insurance options that remain in force as long as premiums are paid. These policies are designed to replace lost income, cover final expenses, or leave a financial legacy for beneficiaries. The agent can tailor a plan suited to individual needs and budgets. Appointments for new policies or reviews typically run on a scheduled, as-needed basis depending on client requests.
R&S Insurance, A Division of World offers permanent, term, and whole life insurance as its specialty services, and generally works with clients in the Stoughton, WI area to select appropriate coverage for their families and estates. It helps individuals design policies that can provide income replacement, pay off final expenses, or fund long-term plans. The agency also assists with reviewing beneficiary designations and coverage amounts to ensure household protection remains adequate amid major life events such as a new child, marriage, or a recent mortgage.
As winter weather disrupts routines in Stoughton, many households review their financial protection for the coming year. Anew Insurance Agency, Inc. assists local residents by explaining how term and whole life insurance policies can help cover future expenses. The agency meets with clients to compare coverage amounts and premium options suited to individual budgets. A complete session includes an initial assessment of current policies and personal needs, after which the agent schedules an inspection of medical records and lifestyle factors.
Farmers Insurance - Michael Chandler in Stoughton, WI, works with individuals and families to assess their life insurance needs and match them with appropriate coverage options, often including policies that provide income replacement and final expense benefits. The agency additionally serves commercial clients with essential risk management and protection plans. It can supply professional guidance for businesses operating out of offices, warehouses, and food service establishments.
Thrivent - Terry Niedfeldt provides life insurance services to residents in their Stoughton, WI homes, ensuring families have financial protection plans. The agency also offers commercial coverage solutions for local businesses needing to safeguard their operations and employees. Their service area encompasses Stoughton and the surrounding communities within Dane County. Clients can expect thorough follow-up on policy details between regular visits, which helps maintain adequate coverage as personal or professional circumstances change over time.
Mauston Insurance is known for helping individuals and families secure their financial future through life insurance coverage in Stoughton, Wisconsin. It assists clients in evaluating their needs for term, whole, or universal policies to protect loved ones from unexpected loss. The agency also provides guidance on adjusting coverage as life circumstances change, such as marriage or parenthood. Additionally, it can offer final expense insurance to help manage end-of-life costs.
What Does a a Life Insurance Agent in Stoughton Cost?
A typical term life policy for a healthy 35-year-old in Wisconsin costs between $20 and $40 per month for $500,000 in coverage. Whole life policies often cost $100 to $300 per month for the same amount. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Stoughton
Life insurance agents in Stoughton Wisconsin help residents find coverage to protect their families. Wisconsin law requires agents to be licensed through the Office of the Commissioner of Insurance. Local agents can explain policy options that fit your budget and needs.
Frequently Asked Questions
What types of life insurance do agents in Stoughton offer?
Agents in Stoughton typically offer term life whole life and universal life policies. Term life provides coverage for a set period while whole life lasts your entire lifetime. Universal life offers flexible premiums and a cash value component.
Do I need a medical exam for life insurance in Wisconsin?
Many life insurance policies in Wisconsin require a medical exam. Some policies offer no-exam coverage but often have higher premiums. Your agent can help you choose between exam and no-exam options based on your health.
How does Wisconsin law affect life insurance payouts?
Wisconsin law requires insurers to pay death benefits within 30 days of receiving proof of death. Beneficiaries must file a claim and provide a certified death certificate. The state also has a two-year contestability period for policy misrepresentations.
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