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Compare Long-Term Care Insurance Agents in Homewood, AL
Browse long-term care insurance agents serving Homewood, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Homewood, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 9 long-term care insurance agents in Homewood, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
430 Green Springs Hwy #18, Homewood, AL 35209
(205) 304-1246
locations.freeway.com
Thomas Waters - State Farm Insurance Agent
3103 Independence Dr, Homewood, AL 35209
(205) 879-1988
thomaswaters.com
Casey Halsey - State Farm Insurance Agent
3430 Independence Dr Ste 120, Homewood, AL 35209
(205) 445-0445
halseyinsurance.com
Tim Johns - State Farm Insurance Agent
1747 Oxmoor Rd, Homewood, AL 35209
(205) 870-8400
timjohnsinsurance.com
John Carlton: Allstate Insurance
109 Columbiana Rd, Homewood, AL 35209
(205) 983-6175
agents.allstate.com
JR King - State Farm Insurance Agent
1747 Oxmoor Rd Ste 141, Homewood, AL 35209
(205) 783-5090
insurewithking.com
Stewart Insurance Group/ Alabama Insurance Agency
1900 28th Ave S Suite 100 A, Homewood, AL 35209
(334) 339-7257
Young America Insurance
304 Oxmoor Rd, Homewood, AL 35209
(205) 941-6797
fredloya.com
Alfa Insurance - Sizemore Agency
3536 Independence Dr Ste 201, Homewood, AL 35209
(205) 909-4364
alfainsurance.com
Long-term care insurance agents in Homewood, Alabama help residents plan for the high cost of extended care services. Alabama does not mandate a specific partnership program, but agents can explain how policies coordinate with Medicaid. Local agents understand the Birmingham area care costs and can tailor coverage to your budget.
What Does a Long-Term Care Insurance Agent in Homewood Cost?
Long-term care insurance premiums in Alabama vary widely based on age, health, and coverage amount. For a 55-year-old in good health, a policy with a 3-year benefit period and 5 percent inflation protection may cost between 1,500 and 3,000 dollars per year. A 65-year-old might pay 2,500 to 5,000 dollars annually for similar coverage. Costs also depend on the daily benefit amount and elimination period chosen. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Homewood do?
An agent helps you compare policies from multiple carriers to find coverage that fits your needs and budget. They explain benefit triggers, elimination periods, and inflation options specific to Alabama regulations.
How long do I have to use my policy before benefits start in Alabama?
Alabama law requires a 30-day free look period after you receive the policy. The elimination period you choose typically ranges from 30 to 90 days before daily benefits begin.
Are premiums for long-term care insurance tax deductible in Alabama?
Premiums may be deductible on your federal return if they exceed a percentage of your adjusted gross income. Alabama follows federal guidelines for medical expense deductions, but you should consult a tax professional for your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.