The top-rated long-term care insurance agent in Bullhead City, Arizona is Amanda Carling - State Farm Insurance Agent, rated 5.0 stars across 165 reviews. Other highly rated options include Farmers Insurance - Jerry Thompson, Farmers Insurance - Kirk Barton, Wickersham Insurance. This directory lists 15 long-term care insurance agents serving Bullhead City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amanda Carling - State Farm Insurance Agent | 1395 Hancock Rd | (928) 758-4184 |
| 2 | Farmers Insurance - Jerry Thompson | 1788 AZ-95 UNIT 22 | (928) 758-7961 |
| 3 | Farmers Insurance - Kirk Barton | 3640 AZ-95 # 130 | (928) 758-5855 |
| 4 | Wickersham Insurance | 2160 AZ-95 Suite 4 | (928) 758-7999 |
| 5 | Southern Insurance | 1885 Lakeside Dr | (928) 763-4884 |
| 6 | The Southwest Financial Center | TSFC Insurance Agency, 1854 AZ-95 | (928) 763-4360 |
| 7 | Farm Bureau Financial Services: Carey Fearing | 2071 AZ-95 A | (928) 763-7631 |
| 8 | Citywide Insurance | 1751 AZ-95 ste 195 | (928) 763-6466 |
| 9 | Sharon Rains Rickets American Family Insurance | 1979 AZ-95 #39 | (928) 704-6300 |
| 10 | MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Bullhead City | 1854 AZ-95 | (928) 763-4360 |
Amanda Carling - State Farm Insurance Agent serves Bullhead City and the surrounding Mohave County area. The agency provides long-term care insurance consultations to help individuals plan for future support needs due to chronic illness or disability. Policies offered can cover services like home health aides, assisted living, or nursing home care that are not fully paid by standard health plans. This local agent handles policy comparisons for individual buyers and customized coverage assessments for couples seeking shared care provisions.
Farmers Insurance - Jerry Thompson in Bullhead City, AZ, provides long-term care insurance policies designed to help cover the costs of extended care services. They assist clients in selecting coverage that can include home health care, assisted living, and nursing facility stays. The agency offers ongoing policy reviews and support to adjust plans as clients' needs change over time. Their services are available for both single-family homes and apartment residents. Additionally, they provide long-term care planning solutions for owners of retail businesses and restaurants.
Farmers Insurance - Kirk Barton serves individual homeowners and families in Bullhead City, Arizona, who are planning for the financial challenges of extended care needs. The agency helps clients understand policy options that cover assisted living, nursing home, or home-based care. This allows customers to protect their retirement savings and maintain independence. As a long-term care insurance agent, the company guides clients through choosing appropriate coverage levels and benefit periods. The agency also assists residents in nearby communities along the Colorado River in Mohave County, including Fort Mohave.
Serving Bullhead City and the surrounding communities of the Colorado River region, Wickersham Insurance handles long-term care insurance policies. It assists clients in planning for future care needs, including chronic illness and disability coverage. The agency works with individuals to understand policy options that protect personal savings. For a typical case, it begins by reviewing the client’s current health profile and financial situation, then compares available plans to find suitable coverage.
Southern Insurance in Bullhead City, Arizona offers long-term care insurance to help cover the costs of daily living assistance for clients who can no longer fully care for themselves. This protection may include costs for nursing home stays, assisted living facilities, or in-home caregiver services, bridging a gap not typically covered by standard health insurance or Medicare. Policyholders often choose between one-time benefit payouts or recurring monthly payments for ongoing support. The company operates on an as-needed basis, meeting with clients to review coverage options and adjust policies only when requested.
The Southwest Financial Center specializes in guiding clients through the complexities of long-term care insurance selection. It serves individuals and families in Bullhead City, AZ, by explaining policy options that cover assisted living, nursing home care, and home-based support. The agency works with residents to design coverage that fits personal health needs and financial situations. It helps clients address the additional planning concerns that arrive during Arizona’s intense summer season, when care needs often shift due to heat-related health risks.
Farm Bureau Financial Services: Carey Fearing assists residents in Bullhead City, Arizona, with financial protection strategies. The agency specializes in long-term care insurance, helping clients plan for future personal care needs. They focus on covering costs not provided by typical health plans or Medicare. This includes support for daily living assistance and chronic condition management. The company serves individuals and businesses across diverse commercial sectors, including offices, warehouses, and food service operations, offering guidance on employee benefit options related to long-term care coverage.
With winter approaching in Bullhead City, many residents start evaluating how they would cover extended medical stays or home-based assistance. Citywide Insurance specializes in long-term care insurance, helping local seniors and families customize coverage that addresses chronic illness or disability needs common along the Colorado River region. Understanding Arizona’s aging population, the agency reviews each client’s assets, health history, and care preferences before comparing available policies. Their straightforward process concludes with an initial in-person assessment of the individual’s current circumstances and future risk factors.
In Bullhead City, Sharon Rains Rickets American Family Insurance provides residential long-term care insurance coverage, helping individuals and families plan for future personal care needs. The agency also offers commercial policies for local businesses. Service extends throughout Bullhead City and the surrounding areas of Mohave County. The agent discusses policy details and client needs during initial visits, then checks in with existing customers between regular follow-ups to review any adjustments in life circumstances or coverage requirements.
MAPNA Medicare Insurance, Health & Medicare Advantage Plans in Bullhead City is known for guiding residents through the complexities of long-term care coverage. The agency helps clients assess their individual needs for protection against future care costs and assists in comparing policy options that address assisted living and home health services. Their service range includes educating clients on how these plans integrate with existing health coverage. As a specialty service, the agency can assess long-term care riders available on life insurance policies.
What Does a a Long-Term Care Insurance Agent in Bullhead City Cost?
Long-term care insurance premiums in Arizona vary based on age, health, and coverage amount. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs increase with age and added benefits like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Bullhead City
Long-term care insurance agents in Bullhead City, Arizona help residents plan for future care costs not covered by standard health insurance or Medicare. Arizona law allows for partnership policies that provide asset protection under the state's Long-Term Care Partnership Program. Agents can guide you through policy options tailored to your needs in the Bullhead City area.
Frequently Asked Questions
What does a long-term care insurance agent in Bullhead City do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also clarify how Arizona partnership policies work to protect your assets.
Are there Arizona-specific rules for long-term care insurance?
Yes, Arizona requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Long-Term Care Partnership Program that allows policyholders to keep more assets if they later need Medicaid. Agents must be licensed by the Arizona Department of Insurance.
How do I choose a long-term care insurance agent in Bullhead City?
Look for an agent with experience in long-term care insurance and knowledge of Arizona regulations. Ask about their familiarity with local care costs in Bullhead City and nearby areas. Check their license status with the Arizona Department of Insurance.
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