The top-rated long-term care insurance agent in Benton, Arkansas is Dennia Beard - State Farm Insurance Agent, rated 4.9 stars across 367 reviews. Other highly rated options include Rena Gilliam: Allstate Insurance, Shelter Insurance - Brett Polk, Integrity Insurance. This directory lists 20 long-term care insurance agents serving Benton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennia Beard - State Farm Insurance Agent | 1010 Military Rd Suite A | (501) 778-6066 |
| 2 | Rena Gilliam: Allstate Insurance | 2103 Hwy 5 N | (501) 737-4148 |
| 3 | Shelter Insurance - Brett Polk | 1017 W South St | (501) 860-8800 |
| 4 | Integrity Insurance | 404 W Sevier St | (501) 581-0000 |
| 5 | Shelter Insurance - Todd Matthews | 711 Military Rd | (501) 315-7731 |
| 6 | Farm Bureau Insurance | 1700 Hot Springs Hwy | (501) 315-0676 |
| 7 | The Maples & Jones Insurance Agency | 203 Lillian | (501) 315-0860 |
| 8 | Nationwide Insurance: Stilwell Insurance & Financial Services Inc. | 311 N Market St | (501) 776-3000 |
| 9 | The Sanford Agency | 312 W South St | (501) 776-1936 |
| 10 | James Agency | 1215 AR-35 | (501) 778-3393 |
Dennia Beard - State Farm Insurance Agent serves the Benton, Arkansas area and surrounding Saline County as a long-term care insurance agent. This agency helps local residents plan for future personal care needs, such as assistance with daily activities in a home setting or a nursing facility. The agent works with clients to review policy options that can cover in-home care, assisted living, and skilled nursing. Specific services include policy selection guidance for long-term care benefit amounts and elimination period choices.
Rena Gilliam: Allstate Insurance in Benton, Arkansas, is known for guiding clients through the complexities of long-term care planning. Its service range includes policy consultations and coverage comparisons tailored to protect assets in retirement. By working with families to address future care needs, the agency helps residents across the region align their personal financial goals with appropriate insurance solutions. This focus on proactive risk management extends to supplementing Medicare coverage with add-on protection for home health services and assisted living expenses.
Shelter Insurance - Brett Polk in Benton, AR provides long-term care insurance to help clients manage the financial costs of extended health support. Service plans focus on assessing individual needs and presenting policy options that address future care requirements, with ongoing maintenance through policy reviews and claims assistance as needed. This agency services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Integrity Insurance provides a range of long-term care insurance services to help clients in Benton, Arkansas, plan for future personal and medical support needs. It offers policy selection assistance, risk evaluation, and guidance on coverage options suited for such care. The agency also helps clients review and update existing insurance plans to match changing circumstances. Its services support residential properties, including single-family homes, apartments, retail locations, and restaurants.
Shelter Insurance - Todd Matthews serves homeowners, families, and individuals in Benton, Arkansas, who are planning for future medical and custodial needs through a long-term care insurance policy. The agency works with clients to explore coverage options that help protect personal savings and assets against the rising costs of extended care. Todd Matthews helps explain how such policies can provide financial support for services received at home or in a facility. The agency also covers the neighboring community of Bryant and surrounding areas within the Saline County metro region.
Farm Bureau Insurance serves the Benton, Arkansas area as a Long-Term Care Insurance Agent. It helps clients plan for future care needs by offering policies that cover costs associated with assisted living, home health aides, and nursing home stays. The agency assists individuals in comparing coverage options to protect savings from high medical expenses. It also provides guidance on policy details such as benefit periods and elimination periods. Specific services handled include care coordination referrals and assistance with filing long-term care claims.
The Maples & Jones Insurance Agency serves the Benton area and its surrounding Arkansas communities, handling policies for clients planning ahead for potential future care needs. Specializing in long-term care insurance, the agency addresses the financial challenges of nursing home, assisted living, and home health services. When managing a typical case, an agent starts by thoroughly reviewing a client’s assets and health history to identify suitable coverage options, then walks them through the policy selection process step by step.
Nationwide Insurance: Stilwell Insurance & Financial Services Inc. in Benton, AR helps clients distinguish between a one-time policy purchase and recurring premium payment schedules for long-term care coverage. This agent guides individuals in selecting plans that protect assets and fund future care needs, whether at home or in a facility. Services focus on explaining policy terms, comparing benefit options, and assisting with applications. Local consultations and policy management are provided on an ongoing, as-needed basis for existing clients.
The Sanford Agency specializes in helping clients navigate long-term care insurance options in the Benton area. It works with individuals to understand policy plans that cover future assisted living, nursing home, or home health care needs. By focusing on protection strategies, the agency advises on securing coverage before health issues arise. This careful planning can assist residents in safeguarding assets during a time of growing demand for such services. As the cooler months approach, the agency often helps clients review policies to accommodate changing health needs that may accompany winter.
As families in the Benton area start planning for the financial realities of aging, many seek ways to protect their savings from the high costs of extended care. James Agency provides guidance on long-term care insurance policies that can cover services like nursing homes or in-home assistance. Their agents explain policy options and help local residents understand coverage terms and benefit structures. An initial consultation typically involves a review of the client’s personal assets and health history to begin tailoring a plan.
What Does a a Long-Term Care Insurance Agent in Benton Cost?
Long-term care insurance costs in Arkansas vary by age, health, and benefit amount. A typical policy for a 55-year-old might range from $1,500 to $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. Arkansas Partnership policies may have slightly different pricing. This is general information and not insurance advice.
About long-term care insurance agents in Benton
Long-term care insurance agents in Benton, Arkansas help residents plan for future care needs. Arkansas has a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Benton can explain how these state-specific plans work and guide you through available coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Benton do?
A long-term care insurance agent in Benton helps you compare policies from different companies. They explain coverage details, benefit periods, and inflation protection options. They also assist with the application process and answer questions about Arkansas Partnership policies.
Does Arkansas have special rules for long-term care insurance?
Yes, Arkansas offers the Long-Term Care Partnership Program. This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. An agent can help you find a Partnership-qualified policy in Benton.
How do I choose a long-term care insurance agent in Benton?
Look for an agent licensed in Arkansas with experience in long-term care products. Ask about their familiarity with Arkansas Partnership plans and local insurance carriers. You can verify their license through the Arkansas Insurance Department.
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