Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 long-term care insurance agents in Atascadero, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Hays - State Farm Insurance Agent
6275 Palma Ave, Atascadero, CA 93422
(805) 466-9400
sarahaysinsurance.com
Courtney Morrow - State Farm Insurance Agent
5365 El Camino Real, Atascadero, CA 93422
(805) 466-7744
insuringthecentralcoast.com
HealthMarkets Insurance - Travis Hatter
7395 El Camino Real #507, Atascadero, CA 93422
(805) 441-5172
healthmarkets.com
Farmers Insurance - Jennifer White
7635 El Camino Real STE 2, Atascadero, CA 93422
(805) 548-8530
jenniferwhiteagency.com
California Meridian Insurance Services, Inc.
9700 El Camino Real, Atascadero, CA 93422
(805) 466-3400
californiameridian.com
Hedges Insurance Services
8105 Morro Rd C, Atascadero, CA 93422
(805) 466-9048
hedgesinsurance.com
Two Knights Insurance Services
4401 El Camino Real Unit F, Atascadero, CA 93422
(805) 460-6124
twoknightsins.com
Hometown Insurance Services
7600 El Camino Real, Atascadero, CA 93422
(805) 466-4611
askhometown.com
Nadine Gentry Agency
7600 El Camino Real # 10, Atascadero, CA 93422
(805) 466-4611
askhometown.com
Atascadero Insurance Agency
7550 Morro Rd suite b, Atascadero, CA 93422
(805) 466-1062
alkemeins.com
Barry J. Fisher Insurance Marketing, Inc
7343 El Camino Real, Atascadero, CA 93422
(818) 883-8700
bjfim.bordenhamman.com
Cuesta Insurance Services
Atascadero, CA 93422
(805) 466-0554
Designs In Life Insurance Marketing
5865 Traffic Way, Atascadero, CA 93422
(805) 461-7388
designsinlife.com
What Does a Long-Term Care Insurance Agent in Atascadero Cost?
In California, long-term care insurance premiums for a healthy 55-year-old typically range from $1,500 to $3,500 per year for a policy with a $150 daily benefit and 3-year benefit period. Costs increase with age and additional features like 5% compound inflation protection can double the premium. For a 65-year-old, annual premiums often range from $2,500 to $5,500 for similar coverage. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the California Partnership for Long-Term Care?
The California Partnership is a state program that offers long-term care insurance policies with asset protection. If you use all your policy benefits, you can then access Medi-Cal without spending down your assets to the usual limit. These policies must meet specific state standards and are only sold by specially trained agents.
How do I choose a long-term care insurance agent in Atascadero?
Look for an agent licensed in California who has experience with long-term care insurance and the California Partnership program. Ask about their knowledge of local care costs in San Luis Obispo County and whether they represent multiple insurance carriers. A good agent will help you compare policy features like inflation protection and benefit periods.
What factors affect long-term care insurance premiums in California?
Premiums depend on your age at application, health status, benefit amount, and policy features like inflation protection. California law requires insurers to offer inflation protection options and to provide a 30-day free look period after purchase. Rates can vary significantly between companies, so comparing multiple quotes is important.