The top-rated long-term care insurance agent in Burlingame, California is Brandon Yim - State Farm Insurance Agent, rated 5.0 stars across 260 reviews. Other highly rated options include Wen Ling Cheng - State Farm Insurance Agent, Farmers Insurance - Steven Parker, Abraham Chiu: Allstate Insurance. This directory lists 19 long-term care insurance agents serving Burlingame.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Yim - State Farm Insurance Agent | 1419 Burlingame Ave Suite P | (650) 595-4900 |
| 2 | Wen Ling Cheng - State Farm Insurance Agent | 1299 Old Bayshore Hwy Ste 118 | (650) 375-0328 |
| 3 | Farmers Insurance - Steven Parker | 1815 El Camino Real #6 | (650) 697-4450 |
| 4 | Abraham Chiu: Allstate Insurance | 1799 Old Bayshore Hwy #118 | (650) 375-5983 |
| 5 | Trish Le: Allstate Insurance | 1220 Howard Ave Ste 209 | (415) 644-9791 |
| 6 | Archer Bennett Insurance Services | 337 Beach Rd B | (415) 265-7319 |
| 7 | Aries Insurance Agency | 1601 Old Bayshore Hwy #223 | (650) 697-8325 |
| 8 | Socher Insurance Agency, Inc. | One Bay Plaza, 1350 Old Bayshore Hwy # 630 | (877) 317-9300 |
| 9 | Farmers Insurance - Brian Fornesi | 1243 Broadway | (650) 343-6521 |
| 10 | Duggan & Associates | 1799 Old Bayshore Hwy #237 | (650) 620-9960 |
Brandon Yim - State Farm Insurance Agent serves the Burlingame, California area with a focus on long-term care insurance planning. The agency helps clients review coverage options that address future needs for assisted living, nursing home care, or in-home support. Brandon Yim’s team works with individuals to understand policy choices and the financial implications of daily care expenses. The agency handles plan comparisons and policy enrollment specifically for long-term care insurance.
Wen Ling Cheng - State Farm Insurance Agent in Burlingame, CA, provides a range of long-term care insurance services for local residents. The agency assists clients in evaluating plans that help cover costs associated with assisted living, nursing homes, and home care. Ongoing support includes policy reviews to ensure coverage adapts to changing health needs and financial situations. The agency serves individual homeowners, apartment dwellers, retail property owners, and those managing restaurant businesses requiring long-term care insurance protection.
Farmers Insurance - Steven Parker in Burlingame, CA, helps clients distinguish between one-time policy evaluations and recurring service options for long-term care coverage. Coverage plans are designed to address future care needs, providing financial protection for extended medical or personal assistance. Services focus on matching individual requirements with appropriate policy structures, emphasizing the importance of early planning. The agency offers ongoing policy reviews for existing clients, with service provided on an as-needed basis to accommodate changing health circumstances or life events.
Serving Burlingame and the surrounding San Francisco Peninsula communities, Abraham Chiu’s Allstate Insurance handles long-term care insurance for local families. The agency focuses on policies that help clients prepare for potential future care needs, such as in-home assistance or nursing facility stays. A typical client engagement begins with a review of individual financial and health considerations to determine suitable coverage options.
Trish Le: Allstate Insurance serves homeowners, businesses, and property managers in the Burlingame area. The agency assists clients with long-term care insurance, helping them plan for future personal care needs that standard health policies may not cover. This type of coverage protects assets and ensures access to in-home or facility-based care. The agency’s work includes explaining policy options and guiding customers through the enrollment process. Trish Le: Allstate Insurance also covers neighboring communities throughout San Mateo County.
Archer Bennett Insurance Services specializes in long-term care insurance policies and planning for seniors and adults in Burlingame. The agency also assists clients with comparing coverage options, policy benefits, and provider networks for nursing home, assisted living, and home health care needs. It evaluates individual financial situations and health histories to match appropriate long-term care plans. The agency helps local families address the winter season’s increased risk of falls and resulting short-term care transitions that require immediate insurance navigation.
Aries Insurance Agency provides financial guidance to individuals and families preparing for future care needs. The company specializes in long-term care insurance, helping clients protect assets from the high costs of extended medical support. Operating in Burlingame, California, the agency assists with policy evaluations and comparisons from multiple insurers. It serves commercial sectors including professional offices, warehousing facilities, and food service operations that require benefit planning for employees or business partners.
For Bay Area families seeking to protect their assets as they age, the need for reliable long-term care coverage often becomes a pressing concern. Located in Burlingame, Socher Insurance Agency, Inc. provides guidance through the available policy options, helping individuals understand the differences in costs and benefits specific to California regulations. The agency works directly with clients to evaluate their personal financial circumstances before recommending a suitable plan. This process begins with a complimentary initial assessment of the client’s current health and long-term goals.
Farmers Insurance - Brian Fornesi provides long-term care insurance agent services for residential clients in Burlingame, California. Commercial coverage is also available, serving the surrounding Bay Area communities. Policies are designed to help individuals plan for future care needs and protect assets. This agent assists with selecting appropriate benefit levels and policy features. Follow-up consultations help adjust coverage as health or financial situations change, ensuring ongoing support between regular visits.
What Does a a Long-Term Care Insurance Agent in Burlingame Cost?
Long-term care insurance costs in California vary widely based on age, health, benefit amount, and policy features. A typical annual premium for a 55-year-old might range from 1,500 to 3,000 dollars for a moderate policy with 3 percent inflation protection. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
About long-term care insurance agents in Burlingame
Long-term care insurance agents in Burlingame help residents plan for future care costs while protecting assets. California has a unique Partnership for Long-Term Care program that allows policyholders to keep more assets if they later need Medi-Cal. Working with a local agent ensures you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Burlingame do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage options like home care, assisted living, and nursing home benefits. They also guide you on California-specific programs such as the Partnership plan, which provides asset protection under Medi-Cal rules.
How do California Partnership plans affect long-term care insurance?
California Partnership plans are state-approved policies that meet certain inflation and consumer protection standards. If you use up your policy benefits, you can apply for Medi-Cal and keep assets equal to the benefits paid out, without counting them toward Medi-Cal limits.
Are there time limits for buying long-term care insurance in California?
There is no state-mandated deadline to buy a policy, but premiums increase with age and health conditions. California law gives you a 30-day free look period after purchase to cancel for a full refund. Some carriers also offer limited-time discounts or rate guarantees.
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