The top-rated long-term care insurance agent in Campbell, California is Aaron Sessions - State Farm Insurance Agent, rated 5.0 stars across 711 reviews. Other highly rated options include John Wheeler - State Farm Insurance Agent, Marco Cabezas: Allstate Insurance, Alexandra Anderson - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Campbell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Sessions - State Farm Insurance Agent | 3001 S Winchester Blvd c | (408) 866-7766 |
| 2 | John Wheeler - State Farm Insurance Agent | 2523 Winchester Blvd Ste G | (408) 378-3403 |
| 3 | Marco Cabezas: Allstate Insurance | 256 E Hamilton Ave # M | (408) 371-6010 |
| 4 | Alexandra Anderson - State Farm Insurance Agent | 1865 S Winchester Blvd Suite 100 | (408) 371-8181 |
| 5 | Rick Huynh - State Farm Insurance Agent | 250 E Hamilton Ave Ste B | (408) 819-3810 |
| 6 | Mike Myers - State Farm Insurance Agent | 250 E Hamilton Ave Ste B | (408) 412-8585 |
| 7 | Guardus Insurance Services Inc. | 281 E Hamilton Ave #5 | (408) 201-9410 |
| 8 | Holly LaBarber - State Farm Insurance Agent | 1262 E Hamilton Ave #1c | (408) 871-8889 |
| 9 | old glory insurance services | 900 E Hamilton Ave | (408) 687-5599 |
| 10 | Frank Mercado: Allstate Insurance | 257 E Campbell Ave #1 | (408) 374-8640 |
Aaron Sessions - State Farm Insurance Agent serves the Campbell, California area, offering long-term care insurance services. This agent helps clients plan for future care needs, including assistance with daily activities. Policies are designed to protect savings from the high costs of extended care. Guidance is provided to select appropriate coverage based on individual circumstances. The company handles policy applications and claims support for long-term care coverage in Santa Clara County.
John Wheeler - State Farm Insurance Agent in Campbell, CA, provides long-term care insurance policies designed to help individuals plan for future custodial and personal care needs. The agency assists clients in reviewing coverage options and adjusting existing plans as circumstances change. Regular service includes policy evaluations and claims support. Located in the Campbell area, it works with homeowners, tenants, landlords, and small business operators. Its services cover single-family homes, apartments, retail spaces, and restaurants.
Homeowners and families planning for future health needs in Campbell turn to Marco Cabezas: Allstate Insurance for guidance on long-term care insurance. This agent helps clients understand policies that cover nursing home stays, assisted living, or in-home support services, protecting savings from costly care expenses. The office focuses on tailoring coverage to individual retirement strategies. Its services also extend to seniors and their caregivers throughout the greater San Jose metro area.
Serving Campbell and the surrounding Santa Clara County communities, Alexandra Anderson - State Farm Insurance Agent handles long-term care insurance policies for local residents. These policies help cover expenses for services like nursing home care, assisted living, and home health aides, which are not typically paid by standard health insurance or Medicare. The agency takes a consultative approach by carefully reviewing a client’s current financial situation and future care preferences to recommend an appropriate level of coverage.
Shoppers choose between one-time policy purchases and recurring premium payments when securing long-term care coverage. Rick Huynh - State Farm Insurance Agent assists clients in Campbell, CA with comparing plans that address future assistance needs, such as in-home support or facility care. Agents explain benefit periods, daily coverage limits, and inflation protection options that suit different budgets and health situations. Policy evaluations and application support are provided on an as-needed basis, with no ongoing mandatory scheduling beyond annual policy reviews.
Mike Myers - State Farm Insurance Agent in Campbell, CA, specializes in long-term care insurance planning, offering policies that help cover expenses like nursing home stays, assisted living, and in-home care. As a general insurance agency, it also assists clients with auto, home, and life insurance needs to build comprehensive financial protection. For residents in the Campbell area, this agency can be especially helpful when reviewing coverage options after a major life event, such as a recent hospitalization or a family member’s transition into a care facility.
As California's population ages, many Santa Clara County families begin planning ahead to protect their savings from the high cost of extended care. Guardus Insurance Services Inc., based in Campbell, helps local residents evaluate long-term care insurance options that cover in-home assistance, assisted living, or skilled nursing. The agency focuses on clarifying how individual policies align with one's larger retirement income strategy. An initial phone consultation with an agent starts by reviewing a client's current health and financial circumstances before proceeding to any specific policy comparisons.
Holly LaBarber - State Farm Insurance Agent in Campbell, CA, assists clients with planning for future care needs through long-term care insurance policies. These policies help cover expenses related to assisted living, nursing homes, and in-home care support. As a local agent, she guides individuals through various coverage options tailored to their circumstances. Her services can benefit offices looking to provide employee benefits, warehouses needing workforce protection plans, and food service businesses aiming to support staff with comprehensive insurance solutions.
Old Glory Insurance Services provides long-term care insurance to residents in Campbell, California, and the surrounding area. The agency also assists local businesses with commercial coverage options for their employees. Serving clients throughout Santa Clara County, the firm helps individuals plan for future care needs through personalized policy comparisons and enrollment. After an initial policy is in place, the company continues to support clients by reviewing coverage during regular visits and helping adjust plans as personal circumstances change.
Frank Mercado: Allstate Insurance in Campbell, California, specializes in helping clients address the financial challenges of extended care needs. The agency assists individuals in understanding long-term care insurance options and how policies can protect assets and maintain independence. Services typically include evaluating coverage for home care, assisted living, and nursing facility costs. As a comprehensive provider, the agency can also incorporate long-term care riders into existing life insurance policies to offer additional financial flexibility.
What Does a a Long-Term Care Insurance Agent in Campbell Cost?
Long-term care insurance premiums in California vary based on age, health, and coverage amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on the daily benefit amount and benefit period. This is general information, not insurance advice.
About long-term care insurance agents in Campbell
A long-term care insurance agent in Campbell, California can help you compare policies that cover nursing home care, assisted living, and home health services. California law requires agents to be licensed by the California Department of Insurance. Agents familiar with the California Partnership for Long-Term Care can offer policies that provide asset protection and inflation protection.
Frequently Asked Questions
What does a long-term care insurance agent in Campbell do?
An agent helps you review policy options, explain benefit triggers, and apply for coverage. They can show you plans that meet California Partnership standards for asset protection.
How do California Partnership plans work?
California Partnership plans are state-approved policies that offer dollar-for-dollar asset protection if you later need Medi-Cal. These plans also include inflation protection and must meet specific consumer protections.
What is the California insurance waiting period for long-term care?
Most policies have an elimination period of 30 to 90 days before benefits begin. This is the time you pay for care out of pocket before the policy pays.
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