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Find Long-Term Care Insurance Agents Near You in Dana Point, CA
Browse long-term care insurance agents serving Dana Point, California. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 long-term care insurance agents in Dana Point, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elaine LaVine - State Farm Insurance Agent
34080 Golden Lantern UNIT 105, Dana Point, CA 92629
34175 Camino Capistrano # 202, Dana Point, CA 92624
(949) 396-2420
mercuryinsurance.com
Farmers Insurance - Rosario Ortega
34175 Camino Capistrano # 204, Dana Point, CA 92624
(949) 661-6300
agents.farmers.com
Long-term care insurance agents in Dana Point, California help residents plan for future care needs. These agents guide clients through California Partnership for Long-Term Care policies, which offer asset protection and inflation adjustments. Local agents understand the specific regulations and costs in Orange County.
What Does a Long-Term Care Insurance Agent in Dana Point Cost?
In California, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year for a basic plan with a 3 year benefit period. For a 65 year old, annual premiums often range from $2,500 to $5,000. Costs increase with inflation protection and longer benefit periods. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Dana Point do?
An agent helps you compare policies from different insurers and explains California specific rules. They assist with choosing coverage levels for home care, assisted living, or nursing home care. The agent also reviews the California Partnership program which can protect some of your assets.
How do California Partnership plans work?
California Partnership plans are state approved policies that must include inflation protection and meet certain standards. If you use up your policy benefits, you can keep a portion of your assets equal to what the policy paid out. This helps you qualify for Medi-Cal without spending down all your savings.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people aged 18 to 84, but premiums are lower if you buy at a younger age. Some companies have a maximum entry age of 79 or 80. Medical underwriting is required, so pre-existing conditions may affect eligibility.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.