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Find Long-Term Care Insurance Agents in El Cajon, CA
Browse long-term care insurance agents serving El Cajon, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
El Cajon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pay Low Insurance
415 Fletcher Pkwy ste 306, El Cajon, CA 92020
(619) 736-1313
paylowinsurance.com
Doug Steiner - State Farm Insurance Agent
2456 Fletcher Pkwy, El Cajon, CA 92020
(619) 593-3234
dougsteiner.com
Kristie Powell - State Farm Insurance Agent
1785 E Main St, El Cajon, CA 92021
(619) 938-8100
kristiepowell.com
Jennifer Langley - State Farm Insurance Agent
365 Broadway #202, El Cajon, CA 92021
(619) 442-9419
Prestige Guard Insurance Services
270 E Douglas Ave Suite 102A, El Cajon, CA 92020
(877) 595-5010
Simple Way Insurance Services Inc
570 Broadway, El Cajon, CA 92021
(619) 457-4999
simplewayinsurance.com
George Insurance Service
860 Jamacha Rd Ste 205, El Cajon, CA 92019
(619) 987-6521
insurance-provider.net
Bethel Insurance Services
1083 Broadway, El Cajon, CA 92021
(619) 442-4006
mercuryinsurance.com
Simple Lane Insurance Agency
1255 Avocado Ave Suite 102, El Cajon, CA 92020
(619) 777-7067
simplelaneinsurance.net
Jannet Bermudez: Allstate Insurance
535 Broadway Ste 207, El Cajon, CA 92021
(619) 441-8080
agents.allstate.com
Alexis Carlos Vega - State Farm Insurance Agent
275 E Douglas Ave STE 101, El Cajon, CA 92020
(619) 579-2263
vega-insurance.com
Denise Laughery - Health Insurance Services
1102 N 2nd St, El Cajon, CA 92021
(619) 873-0073
laugheryinsurance.com
Kennedy Insurance Agency
2295 Fletcher Pkwy #100, El Cajon, CA 92020
(619) 797-1440
kennedyinsurance.com
Jenkinsmg
236 Jamacha Rd #102, El Cajon, CA 92019
(619) 444-4664
jenkinsmg.com
Home Wealth Financial
1651 E Main St #207, El Cajon, CA 92021
(619) 434-0011
homewealthfinancial.com
Gary Rockwell Insurance
401 W Lexington Ave #303, El Cajon, CA 92020
(619) 715-0148
garyrockwellinsurance.com
Health Insurance
1273 E Main St, El Cajon, CA 92021
(310) 340-7297
luebroeker7843898.wixsite.com
ValuePro Insurance Solutions, Inc.
500 Fesler St #103, El Cajon, CA 92020
(619) 631-4404
valueproins.com
Align Health Services
1315 Pepper Dr, El Cajon, CA 92021
(619) 261-8534
On The Level Insurance Services
1632 Pioneer Way, El Cajon, CA 92020
(619) 431-3706
onthelevelinsuranceservices.com
Long-term care insurance agents in El Cajon help residents plan for future care costs like nursing homes or home health aides. California law requires agents to follow strict disclosure rules under the California Insurance Code. Local agents understand the specific needs of San Diego County seniors and can guide you through policy options that meet state standards.
What Does a Long-Term Care Insurance Agent in El Cajon Cost?
Long-term care insurance premiums in California vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 1,500 and 3,000 dollars per year. For a 65 year old premiums often range from 2,500 to 5,000 dollars annually. Costs also depend on benefit amount elimination period and inflation protection. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in El Cajon do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain benefit triggers elimination periods and inflation protection options. Agents must be licensed by the California Department of Insurance and follow state consumer protection rules.
How do California rules affect long-term care insurance policies?
California requires insurers to offer inflation protection and nonforfeiture benefits. Policies must include a 30-day free look period. Agents must provide a Shopper Guide from the California Department of Insurance before you buy a policy.
Can I get long-term care insurance if I have a health condition in El Cajon?
Many insurers offer policies to people with chronic conditions but premiums may be higher. California law prohibits agents from misrepresenting policy terms or hiding exclusions. You should disclose all health issues honestly to avoid claim denials later.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.