ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents in Imperial Beach, CA
Compare long-term care insurance agents in Imperial Beach. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 long-term care insurance agents in Imperial Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956
traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111
cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633
agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079
agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172
idealchoiceinsurance.com
Bee Insurance Services
946 Donax Ave #464, Imperial Beach, CA 91933
(858) 752-7564
A long-term care insurance agent in Imperial Beach, California helps residents plan for future care needs. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets while qualifying for Medi-Cal. An agent can explain how these state-specific plans work and compare options from multiple insurers.
What Does a Long-Term Care Insurance Agent in Imperial Beach Cost?
In California, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year for a basic plan. Higher benefit amounts and inflation riders increase the premium. Costs also depend on whether you choose a Partnership plan. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Imperial Beach do?
An agent helps you compare policies from different companies and explains California-specific rules like the Partnership program. They guide you through underwriting and application steps. The agent does not sell one brand but shows multiple choices.
Is long-term care insurance required by California law?
No, California does not require long-term care insurance. However, the state offers tax-qualified plans under the Health Insurance Portability and Accountability Act. An agent can explain how these plans affect your California taxes.
How does the California Partnership program affect my policy?
The Partnership program lets you keep more assets if you later need Medi-Cal. Policies must meet state standards and include inflation protection. An Imperial Beach agent can tell you which carriers offer Partnership-approved plans.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Imperial Beach who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.