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Find Long-Term Care Insurance Agents in Lafayette, CA
Directory of long-term care insurance agents in Lafayette, California. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 long-term care insurance agents in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040
myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070
mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277
agentjpreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580
johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458
epicbrokers.com
Gallagher Insurance, Risk Management & Consulting
3697 Mount Diablo Blvd Suite 230, Lafayette, CA 94549
(510) 465-3090
assuredpartners.com
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
SITZMANN MORRIS AND BOYLE INSURANCE AGENCY
3697 Mount Diablo Blvd, Lafayette, CA 94549
(510) 903-0288
thesmbgroup.com
Lee Health Insurance Services
935 Moraga Rd #240, Lafayette, CA 94549
(925) 284-2000
health-insurance.com
Blackstone Health Insurance Services
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(925) 283-1075
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911
kosich.com
TRBenefits Insurance Services
3703 Mount Diablo Blvd, Lafayette, CA 94549
(925) 962-9055
trbis.com
Long-term care insurance agents in Lafayette, California help residents plan for future care needs while protecting assets. California offers a Partnership for Long-Term Care program that provides dollar-for-dollar asset protection for policyholders. Local agents can guide you through policy options that comply with state regulations and meet your specific health and financial goals.
What Does a Long-Term Care Insurance Agent in Lafayette Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. For a healthy 55-year-old, a comprehensive policy can cost between 1,500 and 3,500 dollars per year. Older applicants or those with health conditions may pay 4,000 to 8,000 dollars or more annually. Costs also depend on benefit amounts, elimination periods, and inflation riders. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lafayette do?
A long-term care insurance agent helps you compare policies from multiple carriers and explains coverage for home care, assisted living, and nursing facilities. They assess your health history and budget to recommend suitable plans. Agents also assist with California Partnership program enrollment if you qualify.
How does California law affect long-term care insurance policies?
California requires insurers to offer inflation protection and nonforfeiture benefits. The state also mandates a 30-day free look period for new policies. Agents must be licensed by the California Department of Insurance and follow strict disclosure rules.
What is the California Partnership for Long-Term Care program?
This state program allows policyholders to protect assets equal to the benefits paid out by their policy. For example, if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medi-Cal. Not all policies qualify, so ask your agent about Partnership plans.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.