The top-rated long-term care insurance agent in Lodi, California is Jon Rader - State Farm Insurance Agent, rated 4.9 stars across 202 reviews. Other highly rated options include Pam Aberle - State Farm Insurance Agent, Farmers Insurance - Davin Lozano, Steele Insurance Agency- Kade Piazza. This directory lists 20 long-term care insurance agents serving Lodi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Rader - State Farm Insurance Agent | 1420 S Mills Ave STE F | (209) 224-8885 |
| 2 | Pam Aberle - State Farm Insurance Agent | 1373 Lakewood Mall | (209) 369-0900 |
| 3 | Farmers Insurance - Davin Lozano | 430 W Lockeford St | (209) 333-8080 |
| 4 | Steele Insurance Agency- Kade Piazza | 1816 W Kettleman Ln STE D | (209) 625-4708 |
| 5 | Farmers Insurance - Rachel Sauseda | 112 Church St | (209) 365-0700 |
| 6 | Confidence Plus Insurance Services: Allstate Insurance | 101 N Church St | (209) 339-1328 |
| 7 | Town Insurance Services | 1338 S School St B | (209) 368-6966 |
| 8 | Seldon Brusa Insurance Inc | 1100 W Tokay St # B | (209) 334-3255 |
| 9 | DeJong Insurance Agency, Inc. | 310 W Pine St | (209) 368-4133 |
| 10 | Leavitt United | 1300 W Lodi Ave STE A1 | (800) 549-4242 |
Jon Rader - State Farm Insurance Agent serves Lodi, California, and the surrounding San Joaquin County area, offering long-term care insurance planning for local residents. The agency helps individuals understand the potential costs of extended care, such as nursing homes or in-home assistance, that are often not covered by standard health insurance or Medicare. Policies are designed to help protect savings and provide options for future care needs. Jon Rader’s office specifically handles long-term care insurance policy evaluations and enrollment for seniors and pre-retirees in the community.
Pam Aberle - State Farm Insurance Agent in Lodi, CA, provides long-term care insurance services to help individuals plan for future care needs. The agency focuses on assessing clients' potential requirements for assistance with daily activities and offers customized policy options to address those anticipated expenses. Service includes ongoing policy reviews and assistance with filing claims when care becomes necessary. The agency serves clients residing in single-family homes, apartments, retail workers, and restaurant employees.
Farmers Insurance - Davin Lozano in Lodi, CA serves homeowners, families, and individual property owners seeking financial protection for future care needs. As a long-term care insurance agent, the agency helps clients plan for expenses related to assisted living, nursing home care, or in-home support services. Policies are tailored to safeguard personal savings and assets against rising healthcare costs common in the Central Valley region. The agency also provides its services to residents in neighboring Stockton, ensuring wider access to specialized coverage for aging and health-related planning.
Steele Insurance Agency- Kade Piazza serves Lodi, California, and the surrounding communities of the Central Valley. It handles long-term care insurance, a specialized policy designed to cover expenses for in-home care, assisted living, and nursing home stays. The agency helps individuals understand how these plans protect savings and assets against the high cost of extended chronic illness care. To complete a typical job, it first reviews a client’s personal financial situation and health needs, then compares policies from multiple carriers to recommend suitable coverage options.
Farmers Insurance in Lodi, California, operated by Rachel Sauseda, distinguishes between single-payment long-term care insurance policies and those requiring recurring premiums. Coverage typically includes assistance with daily activities for aging clients, such as bathing or eating, as well as care in a facility or at home. The agency structures its services on a one-time, scheduled, or as-needed appointment basis to accommodate individual planning needs. This allows clients to review their policy options only when their situation changes.
Confidence Plus Insurance Services: Allstate Insurance, located in Lodi, California, provides long-term care insurance agent services, including policy consultation and coverage selection for future care needs. Ongoing support involves reviewing existing plans and assisting clients with understanding their benefit options as circumstances change. The agency services a range of property types, including single-family homes, apartments, retail establishments, and restaurants within the local area.
Town Insurance Services specializes in providing long-term care insurance solutions for Lodi area residents. Its work helps individuals plan for future care needs, offering guidance on policies that cover assisted living, nursing home care, and home health services. As a local agent, it explains policy options and assists with applications during annual enrollment periods. The company also helps those approaching retirement adjust their coverage in light of changing healthcare costs or family caregiving responsibilities.
Seldon Brusas Insurance Inc provides long-term care insurance planning for clients in the Lodi, California area. The agency helps individuals prepare for future medical and personal care needs that are not typically covered by standard health insurance. It offers guidance on policy structures that protect assets while providing access to care. The firm also addresses the unique requirements of local commercial sectors, including office, warehouse, and food service businesses.
DeJong Insurance Agency, Inc. in Lodi, CA assists residents with planning for the financial challenges of extended care needs. The firm also serves commercial clients who wish to protect their operations against related liabilities. Their service area covers Lodi and the surrounding communities in San Joaquin County. The agency works to identify suitable policy options that address individual risk profiles and budget constraints. Clients can expect ongoing support with policy reviews and adjustments during the periods between their regular planning visits.
What Does a a Long-Term Care Insurance Agent in Lodi Cost?
Long-term care insurance costs in California vary based on age, health, and policy features. A typical annual premium for a 55-year-old can range from $1,500 to $3,500 for a basic policy. For a 65-year-old, the same policy may cost $2,500 to $5,000 per year. Costs are higher for policies with larger daily benefits or longer benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Lodi
Long-term care insurance agents in Lodi, California help residents plan for future care needs. They can explain policies that cover home care, assisted living, and nursing facility stays. Agents in California must be licensed by the California Department of Insurance and can advise on state-specific programs like the California Partnership for Long-Term Care.
Frequently Asked Questions
What does a long-term care insurance agent in Lodi do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit amounts, and inflation protection. They also help you understand California rules like the 30-day free look period for new policies.
What is the California Partnership for Long-Term Care?
The California Partnership is a state program that offers special long-term care policies with asset protection. If you use benefits from a Partnership policy, you can keep more of your assets when applying for Medi-Cal. An agent can tell you if a Partnership policy is right for you.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. Some companies may not sell new policies to people over age 79.
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