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Compare Long-Term Care Insurance Agents in Monterey, CA

Directory of long-term care insurance agents in Monterey, California. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 long-term care insurance agents in Monterey, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Rinehart - State Farm Insurance Agent
2511 Garden Rd Suite C-125, Monterey, CA 93940
(831) 393-8500 jimrinehart.com
AAA Monterey Branch
53 Soledad Dr, Monterey, CA 93940
(831) 645-1900 mwg.aaa.com
Farmers Insurance - Jessica Connally
404 W Franklin St Ste 102, Monterey, CA 93940
(831) 424-0829 agents.farmers.com
Natalie Hungerford: Allstate Insurance
591 Hartnell St, Monterey, CA 93940
(831) 642-6400 agents.allstate.com
Christopher Thom: Allstate Insurance
201 Calle Del Oaks Ste A, Monterey, CA 93940
(831) 373-2791 agents.allstate.com
Aspire Health
10 Ragsdale Dr #101, Monterey, CA 93940
(831) 375-1462 montagehealth.org
Laurrie Pike Insurance Agency
404 W Franklin St, Monterey, CA 93940
(831) 373-3180 lpikeinsurance.com
Ray Martin - State Farm Insurance Agent
2115 N Fremont St, Monterey, CA 93940
(831) 646-9520 raymartininsurance.com
HUB International
401 Fremont St Unit 100, Monterey, CA 93940
(831) 373-4925 hubinternational.com
Finch and Pirkle Insurance
482 Alvarado St, Monterey, CA 93940
(831) 372-1206 finchandpirkleinsurance.com
Farmers Insurance - Anthony Parker
1193 10th St, Monterey, CA 93940
(831) 648-7090 agents.farmers.com
Nationwide Insurance: Maffei Insurance & Financial Services
480 Calle Principal Ste 4, Monterey, CA 93940
(831) 920-6533 agency.nationwide.com
Monterey Bay Insurance Services Inc
311 Vía Gayuba, Monterey, CA 93940
(831) 649-6941
Pacific Legacy Insurance Services Inc
9699 Blue Larkspur Ln STE 101, Monterey, CA 93940
(831) 626-4561 pacificlegacyinsurance.com
Bray Insurance
444 Pearl St, Monterey, CA 93940
(831) 375-1600 brayinsurance.com
New York Life Insurance Company
400 Camino Aguajito Suite 209, Monterey, CA 93940
(831) 250-7597 newyorklife.com

What Does a Long-Term Care Insurance Agent in Monterey Cost?

Long-term care insurance agent services in California typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age health and benefit choices. For a 55 year old in California a policy with a 3 percent inflation rider may cost between 1500 and 3500 dollars per year. Costs are higher for older applicants or richer benefits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Monterey do?
A long-term care insurance agent in Monterey helps you compare policies from different carriers. They explain coverage options, benefit amounts, and inflation protection. Agents also guide you through California specific rules like the 30 day free look period.
Are there California specific rules for long-term care insurance?
Yes, California has a Partnership for Long-Term Care program that allows policyholders to protect assets equal to benefits paid. Agents must provide a Shopper Guide and outline of coverage before sale. California also mandates a 30 day free look period to cancel for a full refund.