The top-rated long-term care insurance agent in Moorpark, California is Insurance Brokers West, Inc., rated 5.0 stars across 262 reviews. Other highly rated options include Bill Gomez - State Farm Insurance Agent, AD Larsen Insurance Services, Pacific Affinity Insurance. This directory lists 19 long-term care insurance agents serving Moorpark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers West, Inc. | 233 E High St Suite 200 | (805) 299-2150 |
| 2 | Bill Gomez - State Farm Insurance Agent | 530 Los Angeles Ave UNIT 205 | (805) 529-1055 |
| 3 | AD Larsen Insurance Services | 12084 Alderbrook St | (805) 427-1164 |
| 4 | Pacific Affinity Insurance | 233 E High St UNIT 202 | (310) 360-5028 |
| 5 | Independent Executive Insurance Brokers | 5069 Maureen Ln | (805) 624-4815 |
| 6 | Moy Serrano - State Farm Insurance Agent | 216 Moorpark Ave UNIT 204 | (805) 531-6677 |
| 7 | Farmers Insurance - Samuel Grant | 484 E Los Angeles Ave #110 | (805) 552-4671 |
| 8 | Strickler Insurance Agency, Inc. | 874 Patriot Dr E | (818) 285-0323 |
| 9 | H & S Insurance Services, Inc. | 887 Patriot Dr Suite D | — |
| 10 | Dick Wardlow Insurance Brokers | A, 5898 Condor Dr FL 2 STE 200 | (805) 553-0505 |
Insurance Brokers West, Inc. serves Moorpark and the surrounding Ventura County area as a long-term care insurance agent. The agency assists clients in assessing their future care needs and navigating options to help protect personal assets from the high costs of extended care. It guides individuals through the process of selecting policies that cover services like nursing home care and assisted living. This local office handles policy comparisons for in-home care support as well.
Bill Gomez - State Farm Insurance Agent in Moorpark, CA, helps clients plan for future care needs by offering personalized long-term care insurance policies. These policies cover essential services such as in-home assistance, adult day care, and nursing facility stays. The agency provides ongoing support to review coverage as health needs and financial circumstances change over time. Their services support individuals looking to protect assets while maintaining access to quality care. The agency typically handles coverage for private residences, condo owners, apartment dwellers, and local retail proprietors.
AD Larsen Insurance Services primarily serves individuals and families planning for future healthcare needs in Moorpark, California. The company offers guidance on long-term care insurance policies, helping clients explore options to protect assets and cover expenses related to extended care services. These plans are designed to address potential costs for nursing homes, assisted living, or in-home support. The agent provides personalized consultations to assess each client’s unique financial and health situation. AD Larsen Insurance Services also extends its coverage to nearby communities in Ventura County, including Thousand Oaks.
Serving Moorpark and the surrounding Ventura County communities, Pacific Affinity Insurance assists clients with long-term care insurance. As an agent in this field, the company focuses on helping individuals plan for future care needs, covering services such as nursing home stays, assisted living, and in-home support. This work involves explaining policy options that protect assets and provide access to care. Pacific Affinity Insurance handles a typical job by first assessing a client’s personal circumstances and financial situation to recommend suitable coverage from available plans.
Independent Executive Insurance Brokers offers both one-time consultations to assess a client’s baseline needs and recurring service options for adjusting coverage over time. Coverage typically addresses the costs of assisted living, home care, and nursing facility stays not covered by standard health insurance or Medicare. Working with clients in Moorpark, CA, the agency tailors plans to individual circumstances. Service runs on either a one-time basis for initial policy setup or as needed for ongoing reviews and policy updates.
As Moorpark residents begin planning for their later years, many seek financial protection against rising health-care costs. Moy Serrano - State Farm Insurance Agent addresses this local concern by offering long-term care insurance policies designed to help cover expenses like in-home assistance or nursing facility stays. In a rapidly aging community, planning ahead can mitigate the strain on family savings and resources. An initial assessment meeting is scheduled to evaluate each client's personal needs and goals before proposing any coverage options.
Farmers Insurance - Samuel Grant specializes in providing long-term care insurance options for individuals and families in Moorpark, California. It generally works with clients to understand their coverage needs, offering guidance on policies that help protect assets against the high costs of extended care. For local residents planning for future health changes, this agency is a helpful resource when considering how to fund care due to chronic illness, disability, or aging-related needs.
Strickler Insurance Agency, Inc. assists individuals and families in Moorpark, CA, with planning for future care needs. As a long-term care insurance agent, the agency focuses on policies that help cover the costs of assisted living, nursing home care, and in-home support. It provides guidance on understanding coverage options and benefit triggers available in the area. The agency can help secure plans suited for independent contractors, small business owners, and employees in professional settings like offices, warehouses, and food service operations.
Dick Wardlow Insurance Brokers in Moorpark, CA, is known for guiding clients through long-term care insurance options to help protect assets and maintain independence. The agency serves individuals and families across the region, offering consultations on policy choices that address future care needs. It also provides comparisons of coverage from multiple carriers to find suitable plans. A specialty service it can add on is assistance with hybrid life insurance policies that combine long-term care benefits with a death benefit.
What Does a a Long-Term Care Insurance Agent in Moorpark Cost?
Long-term care insurance premiums in California vary widely based on age health and coverage level. A typical policy for a 55-year-old in Moorpark might cost between $150 and $300 per month. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Moorpark
Long-term care insurance agents in Moorpark California help residents plan for future care needs. California law requires agents to be licensed and follow specific disclosure rules. Local agents can explain how California Partnership for Long-Term Care plans work with Medi-Cal.
Frequently Asked Questions
What is the California Partnership for Long-Term Care?
The California Partnership for Long-Term Care is a state program that offers special long-term care insurance policies. These policies provide asset protection and access to Medi-Cal services if you exhaust your benefits. Agents in Moorpark can help you compare partnership and non-partnership plans.
How do I choose a long-term care insurance agent in Moorpark?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with California-specific policies and the Partnership program. A good agent will review your health history and financial goals before recommending a plan.
Are there time limits to buy long-term care insurance in California?
California does not have a state-mandated time limit to purchase a policy. However insurers often deny coverage for pre-existing conditions diagnosed within the last 2 to 5 years. It is best to apply while you are healthy to avoid exclusions.
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