ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse long-term care insurance agents serving Richmond, California. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 long-term care insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
UNICOM INSURANCE & FINANCIAL SERVICES LLC
12976 San Pablo Ave, Richmond, CA 94805
(510) 234-0517
unicominsuranceservices.com
LTC Financial Partners
503 Commodore Dr, Richmond, CA 94804
(510) 230-4301
sarahfisher.ltcfp.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Medicare y yo
635 23rd St, Richmond, CA 94804
(510) 544-6290
medicareyyo.com
Ken Block & Associates
232 Broadway, Richmond, CA 94804
(707) 644-0235
kenblockinsurance.com
Excellence Auto Insurance Agency
4500 Barrett Ave, Richmond, CA 94805
(510) 685-3095
A long-term care insurance agent in Richmond California can help you compare policies that cover nursing home care home health aide services and assisted living. California law requires agents to be licensed by the California Department of Insurance and to disclose policy details clearly. Working with a local agent ensures you understand how California Partnership for Long-Term Care plans offer inflation protection and asset disregard benefits.
What Does a Long-Term Care Insurance Agent in Richmond Cost?
Long-term care insurance agent services in California typically do not charge you a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on your age health and benefit choices. For a 55-year-old in Richmond a policy with a 3-year benefit period and 5% compound inflation may cost between $150 and $300 per month. Older applicants or those with health issues may pay significantly more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Richmond do?
A long-term care insurance agent helps you evaluate policy options from multiple carriers. They explain benefit triggers elimination periods and daily benefit amounts. In California agents must follow the state's suitability regulations to ensure the policy fits your financial situation.
How do I choose a long-term care insurance agent in Richmond California?
Look for an agent licensed by the California Department of Insurance with experience in long-term care policies. Ask if they offer policies from carriers that participate in the California Partnership for Long-Term Care. This partnership provides special consumer protections and asset disregard for Medi-Cal eligibility.
Are there California laws that affect long-term care insurance policies?
Yes California has strict rules including a 30-day free look period to cancel a policy for a full refund. The state also requires that policies offer inflation protection and cannot deny coverage based on pre-existing conditions after the waiting period. Agents must provide a buyers guide and outline of coverage before you purchase.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Richmond who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.