Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 long-term care insurance agents in St Helena, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leavitt United
1316 Main St, St Helena, CA 94574
(800) 549-4242
leavitt.com
HUB International
899 Adams St c, St Helena, CA 94574
(707) 963-2777
hubinternational.com
Farmers Insurance - Marianne Brooks
1200 Main St B, St Helena, CA 94574
(707) 963-2690
Thomas E Kuntz Insurance
1255 Oak Ave, St Helena, CA 94574
(707) 967-0616
tri-countybenefits.com
What Does a Long-Term Care Insurance Agent in St Helena Cost?
Long-term care insurance agent services in California typically do not charge you a separate fee. Agents earn commissions from the insurance company, which are included in your premium. Policy premiums vary widely based on your age, health, and coverage level. A 55-year-old in good health might pay between $1,500 and $3,000 per year for a basic policy. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in St Helena do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and how California rules like the Partnership for Long-Term Care program work. The agent does not provide legal advice but can help you apply for coverage.
Are long-term care insurance premiums tax deductible in California?
Yes, California follows federal rules for tax deductions on long-term care insurance premiums. The deductible amount depends on your age and the policy type. You should ask a tax professional about your specific situation.
What is the California Partnership for Long-Term Care?
This is a state program that offers special long-term care policies with asset protection. If you use benefits from a Partnership policy, you can keep more of your assets and still qualify for Medi-Cal later. Not all agents are certified to sell these policies.